Finding mortgage broker in Whitburn is now more convenient than ever. With our vast experienced mortgage advisors in Whitburn, we have had the privilege of assisting numerous clients throughout their mortgage journey with our compassionate assistance and guidance. Our team is dedicated to providing you with the necessary service by sourcing the right mortgage product and saving you both time and money.
Whether it’s your first time obtaining a mortgage or you are familiar with the process, it’s natural to experience a range of emotions from nervousness to excitement, as taking on a new financial obligation can be daunting. We have encountered this with many of our clients and our aim is to offer a service that alleviates as much stress as possible, helping you overcome any obstacles you may face along the way.
What sets us apart from a bank or building society is our exceptional access to a broad panel of lenders that offer a wider range of products beyond those offered in-house. As a Mortgage Broker in Whitburn, we prioritise being responsive and ensuring that you won’t have to wait long for an answer. We’re available every day of the week, so simply book online or give us a call!
Our commitment to providing a stress-free and straightforward service is our top priority, and we take pride in going above and beyond for each individual who contacts us. Our customers’ reviews are a testament to our dedication to delivering exceptional service.
As afirst time buyer in Newcastle and surrounding areas, embarking on one of the biggest financial commitments can be overwhelming, leaving you unsure where to start. Our friendly team will be with you every step of the way, from the first point of contact to handing over the keys, providing regular updates on the status of your application, and minimising technical jargon. Speaking with a First Time Buyer Mortgage Advisor in Newcastle & Whitburn has never been easier. Simply book online for your free mortgage appointment or contact us today.
Our process begins with a comprehensive assessment of your financial background through a series of questions. From there, we conduct an affordability assessment to determine which deals are available to you. Your designated advisor will then sift through all mortgage deals to find the one that best suits your unique situation. Within 24 hours of your initial appointment, they will also obtain an Agreement in Principle for you. Your advisor is available to answer any questions you may have, so don’t hesitate to ask.
Moving home in Newcastle and surrounding areas can be a more familiar process for you, but managing the simultaneous buying and selling of properties can be challenging. Our team is equipped to manage the mortgage side of things, making the process easier for you.
There are a lot of reasons why someone would look to move home with the most popular one being to live in a larger property. If this is a circumstance you are in, it’s good to check your affordability prior to taking viewing and making offers. We can help you with working up a budget so you know what types of properties you can afford in Whitburn.
With years of experience in the mortgage industry, we have developed close and long-lasting relationships with numerous Buy to Let landlords. Whether you’re a first time buyer landlord or have an existing portfolio, we are here to assist you!
We offer a range of mortgage options, including HMO, Holiday Let, Let to Buy, and more. Our mortgage advisor in Whitburn can help withbuy to let mortgages in Newcastle and surrounding areas, and help you explore your Buy to Let options and find the most suitable one for you.
As your fixed mortgage term approaches its end, it’s time to consider remortgaging in Newcastle and surrounding areas. This involves switching to another mortgage deal to avoid falling onto your lender’s standard variable rate of interest. We can assist you in finding competitive rates and products in the market. If you’ve kept up with your repayments, you may find that you have competitive rates available to you.
Aside from finding a better deal, many individuals choose to remortgage for purposes such as home improvements, releasing equity, or consolidating debt into their mortgage.
Our Customers Love Us
5.00 Rating17 Reviews
Jill
Excellent customer service - highly recommend
9 months ago
Paul
Professional service that was friendly and problem free - could not be faulted and is highly recommended for later life financial services.
1 year ago
Sikandar
Matt has been amazing. He not only found me the cheapest mortgage but also made sure that the offer is secured quickly. He remained in close contact advising me at every step of the process. He also helped me in negotiations with the vendor’s...
1 year ago
Anonymous
Helped us to find a reasonable deal but also requested a better one when the lender reduced their rates
1 year ago
Steven
Fantastic service and had our mortgage approved within a week of our first call! Chris and Jo were a pleasure to deal with and available to chat at a moment's notice, even at weekends. The process was incredibly smooth and any recommended parties...
1 year ago
Grace
Matt gave us really good advise, which helped to give us the confidence to proceed with purchasing our first home. Once we had an offer in we were quickly shown the best mortgages to apply for, life insurance/critical illness insurance, and we were...
2 years ago
Lois
Brilliant service as always. Thank you guys 🙏 🏡
3 years ago
Anonymous
Both Jason and Chole were very helpful in helping me and my partner secure a mortgage despite having trouble getting one in the past.
3 years ago
Michael
Great response and very friendly service. Very helpful.
3 years ago
Jacqueline
My experience with this company has been great and I highly recommend them. From the initial stages through to getting the offer, everyone I spoke with was informative, professional and friendly. Tom and Jonathan really helped with the initial...
3 years ago
Sunna
I have spoke to Arron today, I have received excellent customer service. He listened me carefully and answered all my questions promptly!! Good adviser.
3 years ago
Lydia
Amazing! UK moneyman were there every step of the way. Making sure I understood everything and taking the stress out of buying your first house. They were very responsive to emails, calls and gave excellent customer service. 10/10 could not fault...
3 years ago
Kevin
All staff, very efficient,communication excellent and found us a great deal on our mortgage as my credit rating wasn’t great.Thankyou very much Leo and Newcastle moneyman.
5 years ago
david
Being self employed it was hard to get a mortgage!but thanks to Newcastle money man I’ve got one !!!thanks again would definitely recommend them!👍
5 years ago
Harley
Professional service from start to finish. Very helpful with all of the questions I was throwing at them also. Would recommend 100% and we feel we for the prefect product mortgage for us. Thank you guys!
5 years ago
Darla
Great advice from start to finish. I had only dealt with a Broker via Estate Agents before so it was a little different to do everything over the phone but much better really because I was able to speak to someone late into the evening after I had...
5 years ago
Darla
we just used this mortgage brokers for a mortgage on our new house. right from the initial phone call, the service received was very swift and carried out by professional yet very caring people. they made sure that every detail was done to the...
5 years ago
Booking your free mortgage appointment is easy with our online process. Simply choose your preferred date and time, and we will connect you with an expert mortgage advisor in Whitburn. They will take the time to understand your situation and assess your affordability.
During your appointment, your advisor will provide you with an Agreement in Principle, typically within 24 hours. Using this information, they will search for a suitable mortgage product that meets your needs.
Once you are satisfied with the mortgage product, we will proceed with your application. Our team will handle the application process, ensuring that it is completed accurately and efficiently.
Finally, we will submit your mortgage application to the lender and work with them to get it approved. We will keep you informed throughout the process and answer any questions you may have.
Booking a free appointment with one of our mortgage advisors in Newcastle and surrounding areas is quick and easy with our online system. We are available seven days a week to answer any questions you may have, whether you are seeking mortgage advice, equity release, or insurance products.
Unlike the mortgage advisors at banks, who can only offer products from their own institution, our team has access to a panel of lenders, including those with specialist mortgage products. Furthermore, securing an appointment with a bank’s mortgage advisor can be challenging and frustrating, especially if you are actively looking at properties or ready to make an offer.
As professional mortgage broker in Newcastle and Whitburn with extensive knowledge and experience, we can help you compare deals from various lenders and find the right mortgage product for your unique situation.
The amount you can borrow for a mortgage depends on several factors, and one of the most critical factors is your credit score. A good credit score typically requires a minimum of a 5% deposit, whereas a bad credit score may necessitate a deposit of 10%-15%.
Naturally, the deposit amount will also vary depending on the property you intend to purchase. If you are ready to make an offer on a property and have your mortgage agreement in principle, we are here to assist you in finding the ideal mortgage product.
We understand that the home-buying process can be challenging, and finding a mortgage to accompany it can make it even more difficult. Our mortgage advisors in Whitburn will take all of this pressure off your shoulders and guide you through this aspect of the process. We have been doing this for over 20 years and are experts in our field!
If you have been rejected by your bank and are looking for the assistance of a Mortgage Broker in Whitburn, we are here to help! Applying to numerous banks can negatively impact your credit score, especially if you keep getting rejected.
We can assist you in identifying why the bank rejected your application. It could be due to poor credit, a flaw in your application, affordability, or another factor. We strongly advise you to work hard to improve these issues to avoid any future credit application issues.
Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm