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Mortgage Advice in Newcastle

Book Your Free Consultation
8am - 10pm, 7 Days a Week

0191 432 9860Book Online Now

Mortgage Advice in Newcastle

Book Your Free Consultation
8am - 10pm, 7 Days a Week

0191 432 9860Book Online Now
Malcolm and Amy - UK Moneyman Directors

We love helping customers who really need mortgage advice in Newcastle - it's not just about finding a mortgage, we will hold your hand through the full process.

To speak with a mortgage advisor in Newcastle, book your FREE mortgage appointment online.

Our Customers Love Us

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Mortgage Broker in Newcastle
Mortgage Advice in Newcastle

Welcome to the online home of Newcastlemoneyman, Mortgage Broker in Newcastle. We have many experienced and friendly Mortgage Advisors in Newcastle, ready and waiting to help you with all your mortgage needs.

We strive to make the home buying and remortgaging process as simple and stress-free as possible. Our team will be on hand right through your journey, from your initial enquiry to getting the keys to your dream home.

How can we help you obtain a mortgage in Newcastle?

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Feel free to read our genuine reviews from some very happy customers. As a team, we are proud of the service we provide and aim to provide the same level for every customer we speak to.

Getting a new mortgage or porting an existing mortgage isn’t always easy. We’ll be here to answer all your questions throughout the whole process. Our goal is to help you achieve your mortgage needs by providing a high standard of Mortgage Advice in Newcastle.

Our Mortgage Advisors will be always open and honest, recommending the best options for your circumstances. We’re here to put your mind at ease and answer any mortgage questions you have, both before and during the process.

We work with a large number of lenders, which enables us to search through thousands of deals to ensure you take out the most appropriate mortgage for your individual situation.

Over the years as a Mortgage Broker in Newcastle, we’ve spoken to and helped thousands of customers in achieving their mortgage goals. With our extensive time in the industry, there is rarely a situation that we haven’t come across.

How our Mortgage Advice process works in Newcastle

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As a Mortgage Broker in Newcastle, it is our job to find you the best mortgage or remortgage for your circumstances. The first step is to get you booked in for a Free Mortgage Consultation with a qualified Mortgage Advisor.

During your initial consultation, your Mortgage Advisor in Newcastle will collate information surrounding your current financial situation. With this information in hand, we will then search our various lenders to find you the most suitable mortgage product.

Your Mortgage Advisor in Newcastle will then recommend you the best deal available, not just looking at the headline rate, but all aspects and costs involved with that particular product. If you are happy with the recommendation, we can then look at obtaining your mortgage agreement in principle (AIP).

Armed with your AIP, it’s time to go house hunting! Once you have had an offer accepted, you will then need to speak with your Mortgage Advisor in Newcastle, to proceed with your full mortgage application.

From this point onwards, it’s down to us. We will submit your full mortgage application and your dedicated case handler will keep you updated on the process until the point we receive your formal mortgage offer.

We will help take the stress away and overcome and hurdles that may present along with your home buying or remortgage journey. We will keep in touch with you even after your completion, making sure that your mortgage is still the best deal for you.

Contact your Mortgage Broker in Newcastle

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If you are looking for help obtaining a mortgage, then look no further. As a Mortgage Broker in Newcastle, we are ready to help you achieve your goals. Whether you are purchasing for the first time, moving home, purchase an investment property, or just needing some Mortgage Advice, we will be happy to help.

Our Mortgage Advisors in Newcastle are on hand 7 days a week. Usually, we have same-day appointments available, contact us today and start your mortgage journey.

Why choose us as your Mortgage Broker in Newcastle?

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As a Mortgage Broker in Newcastle, we have over twenty years of experience in the industry. So you can rest assured that you’re in safe hands.

We offer all of our customers a free initial mortgage consultation with a Mortgage Advisor in Newcastle. Your free initial mortgage consultation can be scheduled for evenings and weekends to suit a time convenient for you.

Customer service is at the heart of our team here at Newcastlemoneyman, and this really shines through in our customer reviews. We will always be open and honest with our mortgage advice, making sure we secure you the best mortgage that is available for your circumstances.

If for any reason we are unable to secure you a mortgage at the time when you contact us. We will always try to advise the right course of action to take, to hopef

Why approach a Mortgage Broker in Newcastle rather than a bank?

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As a Mortgage Broker in Newcastle, our Mortgage Advisors work from a large panel of lenders. This means that we are able to search 1000s of deals to find you the best mortgage. Whereas if you approached your bank, they would be limited to offering only their products and not any other lenders.

We also work with a number of lenders who offer niche ‘Specialist’ products all with varying criteria. We often find that customers who approach us, have previously tried their banks but have been declined for a mortgage due to the strict lending criteria. In many of these cases, we are able to help.

We are usually able to offer same-day appointments with our Mortgage Advisors in Newcastle, making the process much quicker than waiting for an appointment with your bank or building society.

Contact us for Mortgage Advice in Newcastle Today

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To get in touch please visit our Contact Page or give us a call on 0191 432 9860 and we’ll book you in for a Free Mortgage Consultation with a Mortgage Advisor in Newcastle.

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We Search 1000s of Mortgage Deals in Newcastle

Fleet Mortgages
Paragon Mortgages
TSB Mortgages
Halifax
Bluestone Mortgage Advice
BM Solutions Mortgages
Chorley Building Society
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HSBC
Nationwide
Skipton
Pepper Money
Mortgage Works
Coventry Building Society
Santander
Natwest Mortgage Advice
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Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Kent Reliance
Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Common Mortgage Questions in Newcastle

How does my mortgage process work in Newcastle?

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Your first job is to carry out our mortgage Fact Find so that we can get an idea of your mortgage needs and what sort of deals you want to be looking for.

Afterwards, we will book you in with a Mortgage Advisor in Newcastle who will get a couple more pieces of information from you.

Then we can arrrange an Agreement in Principle for you within 24-hours to increase the chances of the seller accepting your offer.

If you’ve found yoru dream home, and are happy with our mortgage recommendation, we can start the mortgage application process! A formal mortgage offer can take longer than 3 weeks, during which, we will keep you informed with the progress of your application.

How does the free mortgage appointment work in Newcastle?

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Your free initial mortgage consultation will last around 30-60 minutes. During your consultation, you will get to speak with your dedicated mortgage advisor in Newcastle. Their job will be to get a better understanding of your mortgage needs and situation so that they can search for the perfect mortgage deal for your personal and financial situation.

When should I obtain an agreement in principle in Newcastle?

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As a mortgage broker in Newcastle, we recommend that our applicants obtain an Agreement in Principle (AIP) as soon as possible. Having an AIP whilst you’re viewing properties can increase your chances of being accepted by the seller. It may also allow an opportunity for price negotiation.

How long does an agreement in principle last in Newcastle?

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Once you have an Agreement in Principle (AIP) in place, it should last between 30-90 days. If your AIP expires, you can easily renew it by getting back in touch with your Mortgage Advisor in Newcastle.

Can I get a second mortgage in Newcastle?

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Depending on why you want to get a second mortgage, it may be easier to get one than not.

There are various reasons why someone may want a second mortgage, for example:

  • Buy to Let Mortgage
  • Debt Consolidation
  • Home Improvements
  • Second Home
  • Marital / Relationship Breakdown

How much deposit do I need for a mortgage in Newcastle?

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Typically, most High Street Lenders will require a 5% deposit from you. However, depending on your credit history, your lender may ask for 10%-15%.

Can I get a mortgage in Newcastle with previous credit problems?

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It can still be possible to get a mortgage, even with bad credit problems in the past. Even though it may be a little harder, it isn’t impossible!

You may have to put down a higher deposit if you have bad credit, this could be 10%-15%.

I’m self employed in Newcastle, can I get a mortgage?

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During your mortgage application in Newcastle, if you’re Self Employed, you’ll need to submit at least one year’s accounts.

As a Mortgage Broker in Newcastle, we’ve found that most lenders use your salary plus dividend to calculate the maximum mortgage amount that you can borrow. Although, some lenders may choose to go off your net profit.

What documents will I need to send to my mortgage broker in Newcastle?

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During your mortgage application, you’ll be asked to provide evidencing documents:

  • Latest 3 Payslips (Employed), Last 2 years’ Accounts (Self-Employed)
  • Latest 3 Months’ Bank Statements
  • Latest P60
  • Latest or current P60.
  • Photographic ID

How long does the process take in Newcastle?

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First of all, your free mortgage consultation should last around 30-60 minutes. Once this is complete, your Mortgage Advisor in Newcastle will obtain an Agreement in Principle for you within 24-hours.

Then, if you are happy to proceed with the deal that your advisor has recommended, we can submit your mortgage application. A formal mortgage offer can take on average around 3 weeks to return.

Mortgage Guides

Newcastlemoneyman.com & Newcastlemoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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