We’ll be with you Every Step of the way!
Are you a First Time Buyer in Newcastle? If so, we can help you along your journey to getting the keys to your dream first home. It’s not uncommon to feel a little overwhelmed and daunted by the whole home buying process, but rest assured, our team is here to put your mind at rest and take as much of the stress away as possible.
As a Mortgage Broker in Newcastle, we have helped many First Time Buyers achieve their mortgage goals. It’s not just about finding you the best mortgage, our Mortgage Advisors in Newcastle will hold your hand right through the process, answering any questions that you may have along the way.
Can I Get a First Time Buyer Mortgage in Newcastle?
If you are looking to purchase your first home, but are unsure of your eligibility for a mortgage. Then you would benefit from speaking with a Mortgage Advisor in Newcastle.
When you are ready to apply for a mortgage, the lender will look at your affordability. They will assess your annual salary and any other income you have, along with your outgoings. On top of this, they will check your credit history and make sure that you are managing your finances. These factors will contribute to how much you can borrow.
Your deposit will also have an impact on the mortgages that are available to you.
As a Mortgage Broker in Newcastle, we have extensive knowledge of lenders’ various criteria. With this knowledge, we are then able to look at your income, expenditure, and credit history to recommend the most suitable mortgage.
Are There Any Schemes to Help First Time Buyers in Newcastle?
Currently, there are various government schemes to help First Time Buyers onto the property ladder. Including Help to Buy Equity Loan, Lifetime ISAs, and the Right to Buy Scheme. You can find further information on these schemes by navigating to the guides section of our website.
Our Mortgage Advisors are familiar with all the current government schemes available and will be able to help answer any questions that you may have regarding these.