First-Time Buyer Newcastle

Mortgage Advice in Newcastle

First-Time Buyer Newcastle

The very concept of buying your first home can be quite daunting but worry not; Your Mortgage Broker in Newcastle is here to save the day!

We love our customers and aim to make the whole experience as simple and stress-free as possible, especially when they’ve never done it before. The last thing you need is to feel anxious about the whole ordeal, so we work alongside you, being friendly and reducing worry.

First-Time Buyer Scenarios We’ve Come Across

  • Curious of how much you can afford or what costs will be
  • Wanting to make an offer on a dream home, but need assistance in doing this
  • The purchase offer has been accepted and you’re in need of a mortgage application
  • Ready for a Mortgage Agreement in Principle
  • Bank won’t budge and you’re wondering what else you can do

All About Your Deposit – Mortgage Advice in Newcastle

Generally speaking, you’ll need a deposit ready to secure that first mortgage. The deposit is usually the money you’ve saved up or have been gifted by your family, to put towards that dream home.

If you have a larger deposit, you’ll have access to better mortgage rates. If yours is only a small deposit however, there’s no need to worry. We still have a large variety of deals that may be a perfect fit!

You will also need to put some of your funds towards solicitors/survey fees. If any of this leaves you unsure, get in touch as we’d love to help you out! Our customer care team and advisors are always patient and understanding, offering help and knowledge when necessary.

What Information Will The Lender Need?

Despite their differences in the range of mortgage, lenders will mostly want the same or similar information from you.

This can include;

  • Total annual income
  • Credit cards
  • Loans
  • General living costs
  • Any other outgoings you may have

To gain a better understanding of your reliability as a potential borrower, they will look into your credit file. If you have a low credit score, there’s no need to worry as we have plenty of specialist lenders available who may still be able to help!

Please see our What Lenders Look For page for more useful information.

How can a Mortgage Broker in Newcastle help you?

Our brilliant team of advisors are available every day of the week from 8 AM until 10 PM. Can’t do those times? Some of our advisors may even be able to work later in order to help you achieve your dream.

Concerned about your situation? We’re able to search through thousands of deals, so chances are there’s something out there for you – Don’t worry, we’ve got your back on this!

We are always here for you, with no ties to banks, estate agents or building societies. Everything we do is in your best interests. Our advisors and admin staff will keep up their communication with you, avoiding jargon to make it as simple as possible for you.

The last thing you need as a First-Time Buyer is to be stressed out, so our team are always on hand to reassure you when things get overwhelming.

We’d be eternally grateful if you took a look at our customer feedback at

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Mortgage Advice in Newcastle

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Mortgage Advisor in Newcastle Open & Honest Mortgage Advice in Newcastle & Newcastlemoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

Newcastlemoneyman – Clavering House, 1 Clavering Place, Newcastle Upon Tyne, NE1 3NG.

The Financial Conduct Authority does not regulate most buy to let mortgages.

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