Moving Home Mortgage Advice in Newcastle
Whether you are relocating to Newcastle or looking to move within the city, our team of experienced mortgage advisors have helped many customers achieve their moving home goal.
Here are some popular home moving scenarios that our team come across.
How Much You Can Borrow & The Costs
Many customers contact us early in the process for mortgage advice in Newcastle. Usually, these customers are wanting to get an indication of how much they would be able to borrow, at what interest rates, and what their monthly repayments would be.
Need an Agreement in Principle
Once you have had your Free Mortgage Consultation, your advisor will then search 1000’s of products to find you the best deal. If you are happy with our recommendation, we can then proceed to get your mortgage agreed in principle. With your mortgage agreement in principle (AIP) in hand, you are then armed and ready to back up any offers that you would like to put forward on your ongoing purchase in Newcastle.
Your Offer on a New Home Has Been Accepted
If you have had your offer accepted on your new home in Newcastle, it is now back to your mortgage advisor to start your full mortgage application process. We can also help with the types of property surveys and recommend a conveyancing solicitor.
Having Trouble with the Bank
There are various reasons as to why your Bank or Building Society may decline your mortgage application. This could be because you didn’t meet the credit scoring criteria, or they simply will not lend you enough. Whatever the reason for your application being declined, it is still worth contacting a mortgage broker like ourselves, to explore specialist lenders.
We work with a range of lenders who offer specialist products which are tailored to clients that may have had credit issues in the past. Again, this will always come down to your individual circumstances and your credit file. Our mortgage advisors in Newcastle have extensive knowledge of these products and their criteria.
Above are the most popular reasons our customers reach out to us for mortgage advice when looking to move home. If you do not fall into any of these categories, then please don’t hesitate to contact us. There is rarely a situation that we haven’t come across, and our team will be happy to assist you.
Looking To Move Home in Newcastle? We can help.
If you are looking to move home, then our team of experienced mortgage advisors in Newcastle will be able to help look at your mortgage options. Working with you from your initial enquiry right through to getting the keys to your new home.
The team here at Newcastlemoneyman are very experienced with helping customers take that next step on the property ladder and there is rarely a situation that they haven’t come across.
All customers will receive a free no-obligation home mover’s review. As part of this review, we will look at what you are trying to achieve and make sure that this fits within your affordability. Looking at both your monthly payments and the maximum you could borrow.
Once we have taken some initial details and what you are looking to achieve during your free home movers review. Your mortgage advisor in Newcastle will then go away and search through 1000’s of products to find you the best deal.
If you are happy with our recommendation, we will then look to obtain your mortgage agreement in principle. This will back up any offers that you would like to make.
Then when you have found your new home in Newcastle and have had your offer accepted. The team will then process your full mortgage application, taking care of everything right through until completion.
It’s not just about finding you the best mortgage; we will be able to help with the various surveys available to you and help obtain conveyancing solicitor quotes. Further to your mortgage recommendation, your advisor will also recommend appropriate insurances to help cover your mortgage in any unforeseen circumstances.
We work solely for you and are not partnered with any estate agent, bank, or builder. Our team are ready to help you achieve your moving home goal, we look forward to hearing from you.