Moving Home Mortgage Advice in Newcastle

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We take the stress away from moving home in Newcastle.

They say that moving home can be one of the most stressful experiences in life. However, with a mortgage broker in Newcastle on your side, we aim to take as much of the stress away as possible.

One of the main reasons why moving home can be a stressful ordeal, is that you have both a purchase and sale to complete at the same time. Although the paperwork and simultaneous completions will ultimately fall with your conveyancing solicitor. You will still have to secure your onward purchase as well as a buyer for your existing property within a time window.

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Moving Home Mortgage Advice in Newcastle

Mortgages for people who are moving home in Newcastle.

If you are looking to move home in Newcastle, our experienced team can help ensure that your home buying process runs as smoothly as possible. Our mortgage advisors in Newcastle will be here to support you throughout the whole journey, answering any questions that you may have.

We can search through 1000’s of mortgage products to find you the best deal for your circumstances. If you are looking to move home in Newcastle, then please don’t hesitate to contact us. We offer all of our customers a free no-obligation mortgage consultation, our team are ready to help start your home moving journey.

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Common FAQs for Moving Home in Newcastle

Can I move my current mortgage to a new property in Newcastle?

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In Newcastle, the majority of mortgages are "portable," which means that you can transfer your current mortgage to a new property if you meet the eligibility criteria. However, if your circumstances have changed and you need to reapply, you may no longer qualify and will be subject to a re-evaluation.

What are the costs when moving home in Newcastle?

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Relocating in Newcastle can be expensive, and there are several costs to consider, such as estate agent fees, property survey fees, mortgage arrangement fees, solicitor's fees, removal costs, and fees from a mortgage broker in Newcastle. When you move, your legal representative will repay your existing mortgage in full using the proceeds from the sale of your property.

What happens if I buy a property and want to move home in Newcastle?

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If you're purchasing a new property and your lender permits it, you can either start a new mortgage or transfer your current mortgage to the new property. You can pay off your mortgage in full at any time, but you'll be required to pay any early repayment fees that apply.

Can you pay a mortgage off early in Newcastle?

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If you're in your introductory, fixed, or discount period, most mortgage providers will allow you to make annual overpayments of up to 10% of your mortgage balance per year. However, if you're on a standard variable rate, you can typically make as many overpayments as you'd like.

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Our Simple Mortgage Process

Free 30-Minute Home Movers Reviews

Step 1

By consulting with an experienced mortgage advisor in Newcastle, you can discuss your current situation and future goals.

During the free consultation, your mortgage advisor in Newcastle will gather information about your income and expenses to determine your maximum affordability.

We Can Search 1000s of Mortgage Deals

Step 2

A mortgage advisor in Newcastle will sift through thousands of mortgage products to find the one that suits you best.

We will help you obtain a mortgage agreement in principle, which can serve as useful support for any offers you intend to make.

Submit Your Mortgage Application

Step 3

After your offer has been accepted, your mortgage advisor in Newcastle will send your full mortgage application and evidential documents to the mortgage lender.

Throughout this process, a dedicated case manager will keep you updated until you receive your formal mortgage offer and complete your purchase or sale.

Protecting You and Your Mortgage

Step 4

Our services extend beyond finding you the most suitable mortgage deal; we will also offer relevant insurance recommendations to ensure the safety of you and your loved ones.

We will contact you when it's time to renew your mortgage to ensure you always have the best deal.

Reasons to Choose us

Free Mortgage Appointment

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All customers will receive a free no-obligation home movers review. As part of this review, we will look at what you are trying to achieve and make sure that this fits within your affordability. Looking at both your monthly payments and the maximum you could borrow.

1000s of Deals

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Once we have taken some initial details and what you are looking to achieve during your free home movers review. Your mortgage advisor in Newcastle will then go away and search through 1000’s of products to find you the best deal.

If you are happy with our recommendation, we will then look to obtain your mortgage agreement in principle. This will will help you back up any offers that you would like to make.

When you have found your new home in Newcastle and have had your offer accepted, the team will then process your full mortgage application, taking care of everything right through until completion.

Our Service

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If you are looking to move home, then our team of experienced Mortgage Advisors in Newcastle will be able to help look at your mortgage options. Working with you from your initial enquiry right through to getting the keys to your new home.

The team here at Newcastlemoneyman are very experienced with helping customers take that next step on the property ladder and there is rarely a situation that they haven’t come across.

7 days a Week

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It’s not just about finding you the best mortgage; we will be able to help with the various surveys available to you and help obtain conveyancing solicitor quotes. Further to your mortgage recommendation, your mortgage advisor in Newcastle will also recommend appropriate insurances to help cover your mortgage in any unforeseen circumstances.

Our team are ready to help you achieve your moving home goal, we look forward to hearing from you.

Malcolm and Amy Davidson - Mortgage Advice in Newcastle

We Search 1000s of Moving Home Mortgages in Newcastle

Fleet Mortgages
Paragon Mortgages
TSB Mortgages
Bluestone Mortgage Advice
BM Solutions Mortgages
Chorley Building Society
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Pepper Money
Mortgage Works
Coventry Building Society
Natwest Mortgage Advice
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Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Kent Reliance
Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Common Moving Home Mortgage Scenarios

How Much You Can Borrow & The Costs

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Many customers contact us early in the process for Mortgage Advice in Newcastle. Usually, these customers are wanting to get an indication of how much they would be able to borrow, at what interest rates, and what their monthly repayments would be.

Need an Agreement in Principle

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Once you have had your Free Mortgage Consultation, your advisor will then search 1000’s of products to find you the best deal. If you are happy with our recommendation, we can then proceed to get your mortgage agreed in principle. With your mortgage agreement in principle (AIP) in hand, you are then armed and ready to back up any offers that you would like to put forward on your ongoing purchase in Newcastle.

Your Offer on a New Home Has Been Accepted

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If you have had your offer accepted on your new home in Newcastle, it is now back to your mortgage advisor in Newcastle to start your full mortgage application process. We can also help with the types of property surveys and recommend a conveyancing solicitor.

Having Trouble with the Bank

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There are various reasons why your Bank or Building Society may decline your mortgage application. This could be because you didn’t meet the credit scoring criteria, or they simply will not lend you enough. Whatever the reason for your application being declined, it is still worth contacting a mortgage broker like ourselves, to explore specialist lenders.

We work with a range of lenders who offer specialist products which are tailored to clients that may have had credit issues in the past. Again, this will always come down to your individual circumstances and your credit file. Our mortgage advisors in Newcastle have extensive knowledge of these products and their criteria.

Above are the most popular reasons our customers reach out to us for mortgage advice when looking to move home. If you do not fall into any of these categories, then please don’t hesitate to contact us. There is rarely a situation that we haven’t come across, and our team will be happy to assist you.

Mortgage Guides & Newcastlemoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at

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