The UK government introduced a series of Help to Buy Schemes designed to provide assistance to those struggling to afford a home of their own. These schemes offer a range of support, from deposit contributions to co-ownership options.
In 2021, the government launched OwnYourHome, a new online platform that brings together all of the current Help to Buy Schemes and introduces a couple of new ones that can help first time buyers in Newcastle.
Whilst previous mainstays such as the Help to Buy Equity Loan Scheme are no longer active, there are still some great home ownership schemes that could help prospective buyers onto the property ladder.
With a mortgage advisor in Newcastle by your side, you’ll have a helping hand over any hurdles that come your way, and a hopefully be able to enjoy a much easier, stress-free mortgage process.
As a mortgage broker in Newcastle we understand that navigating the different Help to Buy Schemes can be overwhelming, and that’s where we come in.
Our team of experienced mortgage advisors in Newcastle can help guide you through the process and provide you with expert advice on which schemes are available and which are most suitable for your specific situation.
We know that every buyer has different needs and requirements, which is why we take the time to understand your unique circumstances before recommending a particular scheme.
We understand that the process of buying a home can be daunting, and that’s why we offer expert advice on all of the Help to Buy Schemes, including the most common Help to Buy mortgage scenarios.
Whether you’re a first time buyer in Newcastle or a current homeowner looking to move up the property ladder, our team of mortgage advisors in Newcastle can help guide you through the process of choosing the right Help to Buy Scheme for your needs.
We pride ourselves on providing transparent, honest, and up-to-date advice to ensure that our clients can make informed decisions about their mortgage.
If you're searching for a mortgage and have a small deposit, the Help to Buy program can provide you with several options. These options comprise the Mortgage Guarantee Scheme, Shared Ownership, First-Homes Scheme, and the Lifetime ISA. To learn more about these alternatives and get all of your Help to Buy-related questions answered, you can consult with our mortgage advisors in Newcastle.
To help individuals acquire a mortgage with a small deposit, the Help to Buy program provides several schemes such as Shared Ownership, First Homes Scheme, Lifetime ISA, and the Mortgage Guarantee Scheme. Our mortgage advisors in Newcastle can provide you with further information about these schemes, and answer any concerns or questions you may have about the Help to Buy program.
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Matt has been amazing. He not only found me the cheapest mortgage but also made sure that the offer is secured quickly. He remained in close contact advising me at every step of the process. He also helped me in negotiations with the vendor’s...
2 months ago
Helped us to find a reasonable deal but also requested a better one when the lender reduced their rates
3 months ago
Fantastic service and had our mortgage approved within a week of our first call! Chris and Jo were a pleasure to deal with and available to chat at a moment's notice, even at weekends. The process was incredibly smooth and any recommended parties...
4 months ago
Matt gave us really good advise, which helped to give us the confidence to proceed with purchasing our first home. Once we had an offer in we were quickly shown the best mortgages to apply for, life insurance/critical illness insurance, and we were...
1 year ago
Brilliant service as always. Thank you guys 🙏 🏡
1 year ago
Both Jason and Chole were very helpful in helping me and my partner secure a mortgage despite having trouble getting one in the past.
1 year ago
Great response and very friendly service. Very helpful.
1 year ago
My experience with this company has been great and I highly recommend them. From the initial stages through to getting the offer, everyone I spoke with was informative, professional and friendly. Tom and Jonathan really helped with the initial...
2 years ago
I have spoke to Arron today, I have received excellent customer service. He listened me carefully and answered all my questions promptly!! Good adviser.
2 years ago
Amazing! UK moneyman were there every step of the way. Making sure I understood everything and taking the stress out of buying your first house. They were very responsive to emails, calls and gave excellent customer service. 10/10 could not fault...
2 years ago
All staff, very efficient,communication excellent and found us a great deal on our mortgage as my credit rating wasn’t great.Thankyou very much Leo and Newcastle moneyman.
3 years ago
Being self employed it was hard to get a mortgage!but thanks to Newcastle money man I’ve got one !!!thanks again would definitely recommend them!👍
3 years ago
Professional service from start to finish. Very helpful with all of the questions I was throwing at them also. Would recommend 100% and we feel we for the prefect product mortgage for us. Thank you guys!
4 years ago
Great advice from start to finish. I had only dealt with a Broker via Estate Agents before so it was a little different to do everything over the phone but much better really because I was able to speak to someone late into the evening after I had...
4 years ago
we just used this mortgage brokers for a mortgage on our new house. right from the initial phone call, the service received was very swift and carried out by professional yet very caring people. they made sure that every detail was done to the...
4 years ago
We understand that your mortgage is a significant investment, and our mortgage advisor in Newcastle will review your income and expenses during your appointment to determine your eligibility and affordability for Help to Buy Schemes in Newcastle.
Our team will conduct a thorough search of 1000 mortgage products to find the one that best suits your needs. We will also help you obtain a mortgage agreement in principle, which can help support any offers you make on new builds.
Once your offer is accepted, we will submit your complete mortgage application and supporting documents to the lender. Throughout this process, your dedicated case manager will keep you informed of progress, from the mortgage offer to completion and beyond.
Our service extends beyond securing the best mortgage deal for you. We will recommend relevant insurance options to protect you and your loved ones. Additionally, we will contact you when your mortgage deal is about to end to ensure that you are still on the best possible deal.
Booking a free mortgage appointment with us is quick and easy. Our online booking process allows you to choose a date and time that is convenient for you.
We pride ourselves on providing a high level of mortgage advice in Newcastle to all of our clients. Our team is dedicated to answering all of your mortgage-related questions in a timely and responsive manner.
Your case manager and mortgage advisor in Newcastle will keep you informed every step of the way, so you always know what’s going on with your application.
We have extensive knowledge of the available schemes and we know how to work out which ones will best fit your personal and financial situation.
Linking this to our mortgage advice services with Help to Buy in Newcastle, we can also provide advice on other schemes such as the 95% mortgage guarantee scheme, Lifetime ISA, and the First Homes scheme.
We will assess your personal circumstances to determine which schemes you may qualify for and which ones are best suited to your needs.
At Newcastlemoneyman, our team of mortgage advisors in Newcastle has been providing expert advice on mortgages for a Help to Buy in Newcastle for over 20 years.
Our aim is to help you make informed decisions about your mortgage options so that you can take your first steps on the property ladder with confidence.
We understand that you have a busy life, so we offer appointments early in the morning and late in the evening, 7 days a week.
This flexibility means that you can get in touch with us at a time that suits you best.
At Newcastlemoneyman, we are committed to helping you achieve your dream of homeownership.
Book a free mortgage appointment with us today and let us help you take the first step on the property ladder.
Our mortgage advice service are dedicated to helping you every step of the way during your Help to Buy mortgage journey.
We understand that choosing a suitable scheme can be challenging, especially when it comes to navigating the range of options available, and finding one that suits your personal and financial situation.
That’s why we make sure to talk you through all the options to help you make the right decision for you.
Our team of mortgage advisors in Newcastle are well-versed in the current lending criteria and Help to Buy Schemes, and can offer expert guidance to ensure your journey towards Help to Buy in Newcastle is as smooth and stress-free as possible.
With our experience, we can show you how having an expert on your side can make all the difference.
If you’re interested in exploring your Help to Buy mortgage options, you can book a free mortgage appointment with our team.
We’ll start by examining your affordability and credit score, and explore which deals may be accessible to you.
Our mortgage advisors in Newcastle will discuss these factors with you and guide you through the process.
There are several other schemes regarding a Help to Buy in Newcastle to be aware of, such as the 95% mortgage guarantee scheme, Lifetime ISA, and the First Homes Scheme, to name a few, all of which are part of the OwnYourHome platform.
These schemes come with eligibility criteria that you must meet before accessing them. Depending on your personal and financial situation, some of these options may not be available to you.
It’s worth remembering that these schemes are intended to assist struggling first time buyers in Newcastle in getting onto the property ladder, not to help existing homeowners who can afford to take the traditional mortgage route.
Our team is knowledgeable about these schemes, and we’re happy to discuss them with you to determine which options could benefit you the most.
Find out more helpful information about the Help to Buy schemes available to you at Own Your Own Home.