It's Free to Speak to an Advisor, 7 days, 8am - 10pm

Newcastlemoneyman Mortgage Broker UK - M Shape

Mortgage Broker in Low Fell

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

01914 329860Speak to an Advisor - It's Free!
Malcolm Davidson - Managing Director of Newcastlemoneyman

Mortgage Broker in Low Fell

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

Speak to an Advisor - It's Free! 0191 432 9860

Providing Expert Mortgage Advice in Low Fell

Our team of expert mortgage advisors in Low Fell can help you throughout your mortgage journey. We understand that obtaining a mortgage can be intimidating, but we’re here to provide compassionate guidance and overcome any obstacles, making the process as easy as possible for you. Finding a mortgage broker in Low Fell has never been easier!

Speak to an Advisor - It's Free!
Popular Mortgage Scenarios in Low Fell

All of our Customers Receive a Free Mortgage Appointment!

Choosing us as your mortgage broker in Low Fell grants you access to a broad range of mortgage products from various lenders. We’re committed to being responsive and providing you with accurate answers to your inquiries. You can schedule an appointment online or call us at your convenience, as our services are available seven days a week.

Our top priority is to offer a hassle-free and straightforward service, as reflected in our numerous positive customer reviews, which showcase our dedication to excellent service.

Our Reviews

Popular Mortgage Scenarios in Low Fell

First Time Buyer in Low Fell

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We recognize that being a first-time buyer in Newcastle can be daunting. Therefore, our team is dedicated to providing comprehensive support throughout your mortgage journey. Firstly, we conduct a thorough evaluation of your financial background, followed by an affordability assessment to determine viable options for you. Your personal advisor will then sort through all available mortgage deals to find the one that best suits your specific requirements. Within 24 hours of your initial meeting, they will secure an Agreement in Principle. If you have any inquiries, your advisor is readily available to assist you.

Moving Home in Low Fell

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If you’re planning on moving home in Newcastle, you’re likely familiar with the process. However, managing the simultaneous purchase and sale of properties can be challenging. Fortunately, our team is here to handle the mortgage aspect, making the process more straightforward for you.

We’ll guide you through the process, keeping you up-to-date every step of the way, so you can concentrate on finding your dream home.

Buy to Let in Low Fell

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Finding the perfect mortgage as a Buy to Let landlord can be challenging, but it doesn’t have to be with our assistance. Our team has extensive experience in the industry and has established long-term relationships with numerous landlords in Low Fell.

We provide various mortgage options, including HMO, Holiday Let, Let to Buy, and more. Our mortgage advisor in Low Fell is available to assist you with buy to let mortgages in Newcastle, allowing you to explore your Buy to Let options and select the most suitable one for your needs.

Remortgaging in Low Fell

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As your fixed-rate mortgage term draws to a close, it’s important to consider remortgage advice in Newcastle. By doing so, you can switch to a new deal and avoid being placed on a higher variable rate of interest.

Our team of professional mortgage advisors in Low Fell can assist you in finding the most competitive rates and products available on the market.

Reviews Stars5.00 Rating17 Reviews

Our Simple 4-Step Process

Book Online

Step 1

Booking a free appointment with our mortgage broker in Low Fell is easy with our online process.

Simply select your preferred date and time, and one of our experienced mortgage advisors will be available to discuss your needs and evaluate your affordability.

Free Mortgage Apppointment

Step 2

At your appointment, our mortgage advisor in Forest Hall will furnish you with an Agreement in Principle within 24 hours.

Using this information, they will seek out mortgage products that meet your criteria and present you with a range of options to consider.

Finding a Suitable Product

Step 3

Once you have chosen the suitable mortgage product, we will take care of the application process, ensuring that it is accurate and efficient.

You will be kept informed at every step of the way, and we are always available to answer any questions you may have.

Submit Your Application

Step 4

Once your mortgage application is complete, we will submit it to the lender and work with them to secure approval.

Our team is committed to making the process as smooth and fast as possible, so you can get the keys to your new home without delay.

Reasons to Choose us

Free Appointment in Forest Hall

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You can easily schedule a complimentary appointment with one of our mortgage advisors in Newcastle through our user-friendly online booking system. Our team is accessible seven days a week and can answer any questions you may have regarding mortgages, equity release, or insurance products.

Search 1000s of products

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Don’t limit yourself to the few options provided by bank advisors when looking for the right mortgage product. Our mortgage broker in Newcastle can provide you with access to a diverse range of lenders and products, enabling you to compare deals and select the best one for your needs. Additionally, our easy-to-use online booking system allows you to schedule a free appointment whenever it’s convenient for you.

Malcolm and Amy Davidson - Mortgage Advice in Newcastle

Common Mortgage Questions in Low Fell

How much deposit do I need for a mortgage in Low Fell?

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Typically, a high street lender requires a minimum deposit of 5% when purchasing a house in Low Fell. However, if the buyer has a history of credit issues, the required deposit may be higher.

How long does the mortgage process take in Low Fell?

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Our free consultation will usually last around an hour or so. Our mortgage advisors in Forest Hall are able to turn round an agreement in principle within 24 hours of your appointment. A formal mortgage offer will on average take about three weeks. Before you know it you will have your mortgage secured in Low Fell.

What documents will I need to give my lender in Low Fell?

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You’ll find that the lenders will usually want to see three payslips from an employee to prove their income and the latest 2 years’ accounts for Self Employed applicants. You will also need to provide the lender with proof of ID, address and 3 months’ bank statements before they will accept you for a mortgage in Low Fell.

Can I get a second mortgage in Low Fell?

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You may have the option to get a second mortgage on your home in Low Fell for something like debt consolidation or home improvements. It may also be possible for you to take out a mortgage on a second property if you’re looking to potentially use it for yourself, a family member, a holiday home or a Buy to Let.

If you require the help of a specialist mortgage advisor in Low Fell, we are more than happy to have a chat about your options for a second mortgage.

How does the process work in Low Fell?

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As your mortgage broker in Low Fell, we will carry out a Fact Find with you to establish your personal & financial needs before we recommend the most suitable mortgage for your circumstances. A credit check will then be required for you to obtain an Agreement in Principle.

Once you have provided all the relevant documentation and a valuation of the property has been undertaken, you can then be issued a formal mortgage offer.

When should I obtain an Agreement in Principle in Low Fell?

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We would highly suggest that you obtain an Agreement in Principle before you begin viewing a potential new home in Low Fell. At the very latest you should try to obtain one prior to making any offers to help with your bargaining position.

We Search 1000s of Mortgages in Low Fell

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Newcastlemoneyman.com & Newcastlemoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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