Hello! We are a Mortgage Broker in Killingworth, and our job is to help you through the whole mortgage process. Over our 20 years of working within the mortgage industry, we have worked with many different types of customers in all kinds of situations. From First Time Buyers to Buy to Let landlords, we can help in almost every mortgage situation, let us help you next!
We know that the mortgage process can be stressful at times, and that’s why we want to offer you a helping hand. Our team have never been more ready to help in this competitive market.
You can also book a free mortgage appointment online by following our ‘Get Started’ process. By booking online with a Mortgage Broker in Killingworth like us, we can pair you with the best Mortgage Advisor in Killingworth for your financial and mortgage situation. They will work with you from start to finish to make sure that you feel comfortable and secure at all times.
How do you start the mortgage process? Do you need to find a house first? Not knowing how to start the mortgage process is a common theme amongst afirst time buyer in Newcastle and Killingworth; it is difficult though, we don’t expect everyone to know what they are doing, and that’s why we want to help!
First of all, you can speak to a Mortgage Advisor in Killingworth who will explain the whole mortgage process to you, work out how much you would be able to borrow and can arrange an Agreement in Principle for you within 24-hours of your appointment. Ask as many questions as you would like, no question is a stupid question!
We offer free mortgage advice to all of our customers. All that you have to do is book your free mortgage appointment online and pick a date and time.
If you’re moving home in Newcastle Killingworth, the mortgage process will be almost identical to the first time around, however, this time you will be selling or planning to let it out too. Having to take care of two separate properties can get complicated, therefore, it may be a good idea to use a Mortgage Broker in Killingworth to help you sort the mortgage side of things.
Over our 20 years of working with mortgages, we have helped thousands of customers move into their dream homes. In Killingworth, we could be the broker that you need to help you get over that finish line.
Our team are experts when it comes to helping Buy to Let landlords. You need to match specific requirements to obtain a Buy to Let mortgage, we can talk you through these and make sure that you are representing yourself in the best way possible. Generally, the larger the Buy to Let portfolio that you have, the easier it will be to get accepted. This does not mean that it is impossible to be approved as a First Time Buyer landlord, you will just need to provide a strong deposit and demonstrate how you will be able to meet the payments of the Buy to Let mortgage.
For further buy to let mortgages in Newcastle and Killingworth, feel free to contact our team and they will be happy to answer any questions that you may have. We have Buy to Let specialists available to pick up your query when you get in touch.
When your fixed mortgage term is approaching its end, it is time for a remortgaging in Newcastle and Killingworth. If you’ve kept up to date with your repayments, you may be able to access a better rate. These products are competitive and should be better than your lender’s standard variable rate of interest. You may end up on your lender’s rate if you do not Remortgage.
We can help you search for the right remortgage product for your individual circumstances. This involves us shopping around for various deals through different lenders. If this is something that you would like us to do, follow the Remortgage route in our book online form to get your remortgage journey started!
When you are Self Employed, you will need to support your income with a few more pieces of evidential documents. Your Mortgage Advisor in Killingworth will tell you what you need to provide during your free appointment.
Our Customers Love Us
5.00 Rating17 Reviews
Jill
Excellent customer service - highly recommend
9 months ago
Paul
Professional service that was friendly and problem free - could not be faulted and is highly recommended for later life financial services.
1 year ago
Sikandar
Matt has been amazing. He not only found me the cheapest mortgage but also made sure that the offer is secured quickly. He remained in close contact advising me at every step of the process. He also helped me in negotiations with the vendor’s...
1 year ago
Anonymous
Helped us to find a reasonable deal but also requested a better one when the lender reduced their rates
1 year ago
Steven
Fantastic service and had our mortgage approved within a week of our first call! Chris and Jo were a pleasure to deal with and available to chat at a moment's notice, even at weekends. The process was incredibly smooth and any recommended parties...
1 year ago
Grace
Matt gave us really good advise, which helped to give us the confidence to proceed with purchasing our first home. Once we had an offer in we were quickly shown the best mortgages to apply for, life insurance/critical illness insurance, and we were...
2 years ago
Lois
Brilliant service as always. Thank you guys 🙏 🏡
3 years ago
Anonymous
Both Jason and Chole were very helpful in helping me and my partner secure a mortgage despite having trouble getting one in the past.
3 years ago
Michael
Great response and very friendly service. Very helpful.
3 years ago
Jacqueline
My experience with this company has been great and I highly recommend them. From the initial stages through to getting the offer, everyone I spoke with was informative, professional and friendly. Tom and Jonathan really helped with the initial...
3 years ago
Sunna
I have spoke to Arron today, I have received excellent customer service. He listened me carefully and answered all my questions promptly!! Good adviser.
3 years ago
Lydia
Amazing! UK moneyman were there every step of the way. Making sure I understood everything and taking the stress out of buying your first house. They were very responsive to emails, calls and gave excellent customer service. 10/10 could not fault...
3 years ago
Kevin
All staff, very efficient,communication excellent and found us a great deal on our mortgage as my credit rating wasn’t great.Thankyou very much Leo and Newcastle moneyman.
5 years ago
david
Being self employed it was hard to get a mortgage!but thanks to Newcastle money man I’ve got one !!!thanks again would definitely recommend them!👍
5 years ago
Harley
Professional service from start to finish. Very helpful with all of the questions I was throwing at them also. Would recommend 100% and we feel we for the prefect product mortgage for us. Thank you guys!
5 years ago
Darla
Great advice from start to finish. I had only dealt with a Broker via Estate Agents before so it was a little different to do everything over the phone but much better really because I was able to speak to someone late into the evening after I had...
5 years ago
Darla
we just used this mortgage brokers for a mortgage on our new house. right from the initial phone call, the service received was very swift and carried out by professional yet very caring people. they made sure that every detail was done to the...
5 years ago
Book yourself in for a free mortgage appointment. You can do this online or over the phone, you choose.
A Mortgage Advisor in Killingworth will talk you through your options, take a look at your situation and recommend the best option to take.
If they manage to find a mortgage for you, and you want to proceed, we can begin preparing your application.
Once you are ready to go, we can submit your mortgage application to the lender. It’s that simple!
Booking a free appointment with one of our mortgage advisors in Newcastle and Killingworth has never been easier.
Unlike your bank or building society, we can guarantee responsiveness and we will be open and honest with you at all times, trying to find you a deal that saves you both time and money. We are experts in this field of business that can help you achieve a great mortgage product to go with your new home.
We can search 1000s of mortgage deals. Our huge catalogue of both high street and specialist lenders offers many different products for all mortgage types. No matter your mortgage situation, your mortgage advisor in Newcastle and Killingworth will try their best to find you a suitable deal that is tailored to your situation.
We are open 7 days a week, which means that you can book your mortgage appointment on the weekend. Put your working life and personal commitments first, then give us a call!
Take a look at our amazing reviews and see how others have valued our service. Customer service is at the heart of our business, we put the client first. This means being open, honest and transparent every step of the way.
The amount you can borrow for a mortgage depends on several factors, and one of the most critical factors is your credit score. A good credit score typically requires a minimum of a 5% deposit, whereas a bad credit score may necessitate a deposit of 10%-15%.
Naturally, the deposit amount will also vary depending on the property you intend to purchase. If you are ready to make an offer on a property and have your mortgage agreement in principle, we are here to assist you in finding the ideal mortgage product.
We understand that the home-buying process can be challenging, and finding a mortgage to accompany it can make it even more difficult. Our mortgage advisors in Killingworth will take all of this pressure off your shoulders and guide you through this aspect of the process. We have been doing this for over 20 years and are experts in our field!
If you have been declined by your bank and need Mortgage Advice in Killingworth, we would suggest coming to us for help. We would also recommend that you don’t apply to other banks to avoid the risk of damaging your credit score if you get declined again.
There will be a reason why you have been declined, and we can help you find it. This could be down to adverse credit, a fault in the application, affordability or something else. Our advice would be to try and improve on the factors that are harming your application, this way, you are putting yourself and your application in the best position possible.
Getting a mortgage is never guaranteed, and that’s why we cannot assure you that you will be able to secure a mortgage. We can, however, try our best to help and see what we can do for you. As a Mortgage Broker in Killingworth, we love a good challenge and would be more than happy to take a look at your situation.
Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm