It's Free to Speak to an Advisor, 7 days, 8am - 10pm

Newcastlemoneyman Mortgage Broker UK - M Shape

Mortgage Broker in North Shields

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

01914 329860Speak to an Advisor - It's Free!
Malcolm Davidson - Managing Director of Newcastlemoneyman

Mortgage Broker in North Shields

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

Speak to an Advisor - It's Free! 0191 432 9860

Providing Expert Mortgage Advice in North Shields

Our team of experienced mortgage advisors in North Shields is dedicated to making the mortgage process stress-free for you. We have the expertise to guide you through each step and overcome any obstacles that may arise. You can rely on us to provide compassionate guidance and support throughout your mortgage journey.

Speak to an Advisor - It's Free!
Popular Mortgage Scenarios in North Shields

All of our Customers Receive a Free Mortgage Appointment!

Selecting us as your mortgage broker in North Shields provides you access to a broad range of mortgage products and a vast panel of lenders. We prioritize our customer’s satisfaction and provide timely responses to all your inquiries, available seven days a week. You can effortlessly schedule an appointment online or give us a call anytime that works best for you.

Our top priority is to deliver a stress-free and uncomplicated service, as reflected in our positive customer reviews.

Our Reviews

Popular Mortgage Scenarios in North Shields

First Time Buyer in North Shields

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We understand that becoming a first time buyer in Newcastle and North Shields, can be daunting. That’s why our team is committed to providing comprehensive support throughout your mortgage journey.

We start with a detailed assessment of your financial background, followed by an affordability assessment to determine which deals are available to you. Your dedicated advisor will then sort through all the mortgage deals available to find the one that suits your unique needs. Within 24 hours of your first appointment, they will obtain an Agreement in Principle for you. If you have any questions, your advisor is always available to help.

Moving Home in North Shields

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Looking to move home in Newcastle? The process of buying and selling properties simultaneously can be daunting, but our team is here to help. As experienced mortgage advisors, we’ll handle the mortgage side of things, making the process smoother for you. We’ll keep you informed throughout the process, so you can focus on finding your dream home.

Buy to Let in North Shields

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As a mortgage broker in North Shields, we specialize in assisting Buy to Let landlords in finding the right mortgage. We offer a range of options, including HMO, Holiday Let, and Let to Buy, to suit your unique needs. Our experienced mortgage advisor in North Shields can guide you through the process, whether you’re a first-time buyer landlord or have an existing portfolio, and help obtain a buy to let mortgage in Newcastle.

Remortgaging in North Shields

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As your fixed-rate mortgage term ends, it’s essential to consider obtaining remortgage advice in Newcastle and North Shields to avoid being placed on a higher variable rate of interest. Our team of experienced mortgage advisors in North Shields can assist you in finding the most competitive rates and products available on the market.

Reviews Stars5.00 Rating17 Reviews

Our Simple 4-Step Process

Book Online

Step 1

Booking a free appointment with our expert mortgage advisors in North Shields is effortless with our online process. Choose a preferred date and time that suits you, and our team will be available to discuss your needs, assess your affordability, and provide personalized advice.

Free Mortgage Apppointment

Step 2

Your mortgage advisor in North Shields will give you an Agreement in Principle within 24 hours during your appointment. They’ll then use this information to search for a mortgage product that meets your needs and present you with various options.

Finding a Suitable Product

Step 3

After you have selected your preferred mortgage product, our team will take care of the application process, ensuring that it is completed quickly and accurately. We will keep you updated throughout the process and answer any questions you have.

Submit Your Application

Step 4

Rest assured that our team will work diligently to make the mortgage application process as smooth and stress-free as possible for you.

We will handle the submission of your application to the lender and work closely with them to ensure a timely approval. Our ultimate goal is to help you get the keys to your new home without any unnecessary delays or complications.

Reasons to Choose us

Free Appointment in North Shields

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Our online system makes it quick and easy to book a free appointment with one of our mortgage advisors in Newcastle and North Shields. Our team is available seven days a week to answer any questions you may have, whether you are seeking advice on mortgages, equity release, or insurance products.

Search 1000s of products

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Compared to bank mortgage advisors who can only provide products from their own institution, our team of mortgage brokers in Newcastle and North Shields have access to a wider panel of lenders, including those with specialized mortgage products.

Scheduling an appointment with a bank’s mortgage advisor can also be a hassle, especially if you’re currently searching for properties or ready to make an offer. With our expertise and extensive knowledge, we can assist you in comparing deals from different lenders and finding the perfect mortgage product that suits your individual circumstances.

Malcolm and Amy Davidson - Mortgage Advice in Newcastle

Common Mortgage Questions in North Shields

How much deposit do I need for a mortgage in North Shields?

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Typically, a minimum deposit of 5% is required when purchasing a house in North Shields with a high street lender. However, the deposit requirement may be higher if the buyer has had prior credit issues.

How long does the mortgage process take in North Shields?

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Our free consultation typically lasts about an hour, and within 24 hours of your appointment, our mortgage advisors in Bedlington can provide you with an agreement in principle. On average, a formal mortgage offer takes about three weeks. With our efficient and professional service, you’ll have your mortgage secured in North Shields in no time.

What documents will I need to give my lender in North Shields?

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To apply for a mortgage in North Shields, lenders typically require three payslips from employees to verify their income and the latest two years’ accounts for self-employed applicants. Additionally, you will need to provide proof of identification, address, and three months’ bank statements before your application can be accepted.

Can I get a second mortgage in North Shields?

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If you’re looking to consolidate debt or make home improvements, you may have the option to take out a second mortgage on your home in North Shields. Alternatively, if you’re considering buying a second property for yourself, a family member, as a holiday home, or for Buy to Let purposes, it may also be possible to obtain a second mortgage.

Our team of specialist mortgage advisors in North Shields can help you explore your options for a second mortgage and guide you through the application process. Simply get in touch with us to schedule a free consultation.

How does the process work in North Shields?

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As your mortgage broker in North Shields, we will carry out a Fact Find with you to establish your personal & financial needs before we recommend the most suitable mortgage for your circumstances. A credit check will then be required for you to obtain an Agreement in Principle.

Once you have provided all the relevant documentation and a valuation of the property has been undertaken, you can then be issued a formal mortgage offer.

When should I obtain an Agreement in Principle in North Shields?

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We would highly suggest that you obtain an Agreement in Principle before you begin viewing a potential new home in North Shields. At the very latest you should try to obtain one prior to making any offers to help with your bargaining position.

We Search 1000s of Mortgages in North Shields

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Newcastlemoneyman.com & Newcastlemoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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