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A lifetime mortgage in Newcastle is a popular way for homeowners aged 55 or over to access the wealth tied up in their property.
This equity release product allows you to enjoy tax-free cash without the need to move, giving you the freedom to use the funds for anything from daily living expenses to larger financial goals.
There are different types of lifetime mortgages in Newcastle designed to suit a variety of needs. A lump sum plan provides a single payment, ideal for major financial commitments like clearing debts or helping family members.
Alternatively, drawdown lifetime mortgages offer flexible access to funds over time, ensuring you only borrow what you need, when you need it.
With guidance from a mortgage advisor in Newcastle, you can select the right type for your lifestyle.
Deciding if a lifetime mortgage in Newcastle is right for you depends on your circumstances.
If you want to maintain ownership of your home while benefiting from its value, this could be a great option.
A mortgage broker in Newcastle can provide personalised advice, helping you weigh up the benefits and potential impacts on your long-term finances.
Our Customers Love Us
5.00 Rating18 Reviews
Victoria
I have had an incredible experience with money man. The whole process from start to finish was so professional and helpful. My mortgage advisor Dinah went above and beyond for me and really reassured me as a first time buyer by explaining everything...
1 week ago
Jill
Excellent customer service - highly recommend
10 months ago
Paul
Professional service that was friendly and problem free - could not be faulted and is highly recommended for later life financial services.
1 year ago
Sikandar
Matt has been amazing. He not only found me the cheapest mortgage but also made sure that the offer is secured quickly. He remained in close contact advising me at every step of the process. He also helped me in negotiations with the vendor’s...
1 year ago
Anonymous
Helped us to find a reasonable deal but also requested a better one when the lender reduced their rates
1 year ago
Steven
Fantastic service and had our mortgage approved within a week of our first call! Chris and Jo were a pleasure to deal with and available to chat at a moment's notice, even at weekends. The process was incredibly smooth and any recommended parties...
2 years ago
Grace
Matt gave us really good advise, which helped to give us the confidence to proceed with purchasing our first home. Once we had an offer in we were quickly shown the best mortgages to apply for, life insurance/critical illness insurance, and we were...
3 years ago
Lois
Brilliant service as always. Thank you guys 🙏 🏡
3 years ago
Anonymous
Both Jason and Chole were very helpful in helping me and my partner secure a mortgage despite having trouble getting one in the past.
3 years ago
Michael
Great response and very friendly service. Very helpful.
3 years ago
Jacqueline
My experience with this company has been great and I highly recommend them. From the initial stages through to getting the offer, everyone I spoke with was informative, professional and friendly. Tom and Jonathan really helped with the initial...
3 years ago
Sunna
I have spoke to Arron today, I have received excellent customer service. He listened me carefully and answered all my questions promptly!! Good adviser.
3 years ago
Lydia
Amazing! UK moneyman were there every step of the way. Making sure I understood everything and taking the stress out of buying your first house. They were very responsive to emails, calls and gave excellent customer service. 10/10 could not fault...
3 years ago
Kevin
All staff, very efficient,communication excellent and found us a great deal on our mortgage as my credit rating wasn’t great.Thankyou very much Leo and Newcastle moneyman.
5 years ago
david
Being self employed it was hard to get a mortgage!but thanks to Newcastle money man I’ve got one !!!thanks again would definitely recommend them!👍
5 years ago
Harley
Professional service from start to finish. Very helpful with all of the questions I was throwing at them also. Would recommend 100% and we feel we for the prefect product mortgage for us. Thank you guys!
5 years ago
Darla
Great advice from start to finish. I had only dealt with a Broker via Estate Agents before so it was a little different to do everything over the phone but much better really because I was able to speak to someone late into the evening after I had...
5 years ago
Darla
we just used this mortgage brokers for a mortgage on our new house. right from the initial phone call, the service received was very swift and carried out by professional yet very caring people. they made sure that every detail was done to the...
5 years ago
Yes, taking out a lifetime mortgage in Newcastle allows you to keep full ownership of your property.
The loan is secured against your home and only repaid when it’s sold, typically after you move into long-term care or as part of your estate.
Getting mortgage advice in Newcastle ensures you fully understand how this process works.
The amount you can borrow with a lifetime mortgage in Newcastle depends on your age, property value, and health.
Lenders often offer higher amounts to older homeowners or those with higher property values.
A mortgage broker in Newcastle can calculate your borrowing potential and guide you through your options.
Yes, many homeowners in Newcastle choose a lifetime mortgage to clear their existing mortgage.
By doing so, you can eliminate monthly repayments and focus on enjoying your retirement.
A mortgage advisor in Newcastle can help you explore whether this option suits your financial goals.
Lifetime mortgages in Newcastle often come with flexible repayment features.
You can choose to make voluntary payments to reduce the loan amount or interest, giving you greater control over your finances.
A mortgage broker in Newcastle like us will explain how these options could work for you.
Yes, lifetime mortgages in Newcastle are regulated by the Financial Conduct Authority (FCA).
As your mortgage broker in Newcastle, we can offer advice in this area and are also regulated by the FCA. Get in touch for a personalised quote and free mortgage appointment today.
Book a free mortgage appointment with a mortgage advisor in Newcastle to learn more about lifetime mortgages.
This initial session is designed to help you explore your options and understand how they could benefit you.
As a trusted mortgage broker in Newcastle, we’ll compare lifetime mortgage products from multiple lenders
Our goal is to find the right deal tailored to your personal and financial needs.
Once you’ve chosen your ideal lifetime mortgage in Newcastle, we’ll handle the application process.
From paperwork to liaising with lenders, we’ll make sure everything is managed efficiently.
The final stage of your lifetime mortgage in Newcastle is completion, where you gain access to the funds.
Our team will continue to support you, ensuring a smooth and stress-free experience
We offer free appointments with an experienced mortgage advisor in Newcastle, providing you with personalised advice tailored to your needs.
There’s no obligation to proceed, giving you the freedom to explore your options.
As a mortgage broker in Newcastle, we work with a wide range of lenders to find the best lifetime mortgage for your circumstances.
Our expertise ensures you get a deal that suits your goals.
Our team provides dedicated mortgage advice in Newcastle, supporting you throughout the process.
From the first conversation to completion, we’re here to make your lifetime mortgage journey simple and stress-free.
We’re available 7 days a week to assist with your lifetime mortgage in Newcastle.
Whether you have questions or need updates, our flexible service is designed to fit around your schedule.
Lifetime mortgages in Newcastle are an excellent way to supplement your retirement income.
By unlocking the equity in your property, you can enjoy greater financial freedom without the need to downsize.
Many homeowners in Newcastle use lifetime mortgages to support loved ones, whether it’s gifting a deposit for their first home or helping with education costs.
Getting mortgage advice in Newcastle from an expert can help you explore this option.
If you’re planning to adapt your home for retirement, a lifetime mortgage in Newcastle can provide the funds needed.
From installing accessibility features to creating a more comfortable space, this option offers flexibility for your future.
Simplify your finances with a lifetime mortgage in Newcastle by consolidating existing debts.
This approach can reduce monthly outgoings, helping you feel more in control of your financial commitments.
Lifetime mortgages in Newcastle can also provide peace of mind when planning for care needs.
By releasing equity, you can prepare for potential expenses while continuing to live in the home you love.
Read our 18 Reviews
Newcastlemoneyman.com & Newcastlemoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Newcastlemoneyman 2025.
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Newcastlemoneyman.com & Newcastlemoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Newcastlemoneyman 2025.
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