We love helping customers that really need mortgage advice in Newcastle - Something our Managing Director, Malcolm Davidson has been doing since 1997.
Our Customers Love Us
5.00 Rating16 Reviews
Professional service that was friendly and problem free - could not be faulted and is highly recommended for later life financial services.
6 months ago
Matt has been amazing. He not only found me the cheapest mortgage but also made sure that the offer is secured quickly. He remained in close contact advising me at every step of the process. He also helped me in negotiations with the vendor’s...
11 months ago
Helped us to find a reasonable deal but also requested a better one when the lender reduced their rates
1 year ago
Fantastic service and had our mortgage approved within a week of our first call! Chris and Jo were a pleasure to deal with and available to chat at a moment's notice, even at weekends. The process was incredibly smooth and any recommended parties...
1 year ago
Matt gave us really good advise, which helped to give us the confidence to proceed with purchasing our first home. Once we had an offer in we were quickly shown the best mortgages to apply for, life insurance/critical illness insurance, and we were...
2 years ago
Brilliant service as always. Thank you guys 🙏 🏡
2 years ago
Both Jason and Chole were very helpful in helping me and my partner secure a mortgage despite having trouble getting one in the past.
2 years ago
Great response and very friendly service. Very helpful.
2 years ago
My experience with this company has been great and I highly recommend them. From the initial stages through to getting the offer, everyone I spoke with was informative, professional and friendly. Tom and Jonathan really helped with the initial...
2 years ago
I have spoke to Arron today, I have received excellent customer service. He listened me carefully and answered all my questions promptly!! Good adviser.
2 years ago
Amazing! UK moneyman were there every step of the way. Making sure I understood everything and taking the stress out of buying your first house. They were very responsive to emails, calls and gave excellent customer service. 10/10 could not fault...
2 years ago
All staff, very efficient,communication excellent and found us a great deal on our mortgage as my credit rating wasn’t great.Thankyou very much Leo and Newcastle moneyman.
4 years ago
Being self employed it was hard to get a mortgage!but thanks to Newcastle money man I’ve got one !!!thanks again would definitely recommend them!👍
4 years ago
Professional service from start to finish. Very helpful with all of the questions I was throwing at them also. Would recommend 100% and we feel we for the prefect product mortgage for us. Thank you guys!
4 years ago
Great advice from start to finish. I had only dealt with a Broker via Estate Agents before so it was a little different to do everything over the phone but much better really because I was able to speak to someone late into the evening after I had...
4 years ago
we just used this mortgage brokers for a mortgage on our new house. right from the initial phone call, the service received was very swift and carried out by professional yet very caring people. they made sure that every detail was done to the...
4 years ago
Welcome to the online home of Newcastlemoneyman, a mortgage broker in Newcastle. We have many experienced and friendly mortgage advisors ready and waiting to help you with all your mortgage needs.
We strive to make the home buying and remortgaging process as simple and stress-free as possible. Our team will be on hand right through your journey, from your initial enquiry to getting the keys to your dream home.
Feel free to read our genuine reviews from some very happy customers. As a team, we are proud of the service we provide and aim to provide the same level for every customer we speak to.
Getting a new mortgage or porting an existing mortgage isn’t always easy. We’ll be here to answer all your questions throughout the whole process. Our goal is to help you achieve your mortgage needs by providing a high standard of mortgage advice.
Our mortgage advisors will be always open and honest, recommending the best options for your circumstances. We’re here to put your mind at ease and answer any mortgage questions you have, both before and during the process.
We work with a large number of lenders, which enables us to search through thousands of deals to ensure you take out the most appropriate mortgage for your individual situation.
Over the years as a mortgage broker in Newcastle, we’ve spoken to and helped thousands of customers in achieving their mortgage goals. With our extensive time in the industry, there is rarely a situation that we haven’t come across.
As a mortgage broker in Newcastle, it is our job to find you the best mortgage or remortgage for your circumstances. The first step is to get you booked in for a free mortgage appointment with a qualified mortgage advisor.
During your initial consultation, your mortgage advisor will collate information surrounding your current financial situation. With this information in hand, we will then search our various lenders to find you the most suitable mortgage product.
Your mortgage advisor will then recommend you the best deal available, not just looking at the headline rate, but all aspects and costs involved with that particular product. If you are happy with the recommendation, we can then look at obtaining your mortgage agreement in principle (AIP).
Armed with your AIP, it’s time to go house hunting! Once you have had an offer accepted, you will then need to speak with your mortgage advisor in Newcastle, to proceed with your full mortgage application.
From this point onwards, it’s down to us. We will submit your full mortgage application and your dedicated case handler will keep you updated on the process until the point we receive your formal mortgage offer.
We will help take the stress away and overcome and hurdles that may present along with your home buying or remortgage journey. We will keep in touch with you even after your completion, making sure that your mortgage is still the best deal for you.
If you are looking for help obtaining a mortgage, then look no further. As a mortgage broker in Newcastle, we are ready to help you achieve your goals. Whether you are purchasing for the first time, moving home, purchase an investment property, or just needing some mortgage advice, we will be happy to help.
Our mortgage advisors in Newcastle are on hand 7 days a week. Usually, we have same-day appointments available, contact us today and start your mortgage journey.
As a mortgage broker in Newcastle, we have over twenty years of experience in the industry. So you can rest assured that you’re in safe hands.
We offer all of our customers a free initial mortgage appointment with a mortgage advisor in Newcastle. This can be scheduled for evenings and weekends to suit a time convenient for you.
Customer service is at the heart of our team here at Newcastlemoneyman, and this really shines through in our customer reviews. We will always be open and honest with our mortgage advice, making sure we secure you the best mortgage that is available for your circumstances.
As a mortgage broker in Newcastle, our mortgage advisors work from a large panel of lenders. This means that we are able to search 1000s of deals to find you the best mortgage. Whereas if you approached your bank, they would be limited to offering only their products and not any other lenders.
We also work with a number of lenders who offer niche ‘Specialist’ products all with varying criteria. We often find that customers who approach us, have previously tried their banks but have been declined for a mortgage due to the strict lending criteria. In many of these cases, we are able to help.
We are usually able to offer same-day appointments with our mortgage advisors, making the process much quicker than waiting for an appointment with your bank or building society.
We Search 1000s of Mortgage Deals in Newcastle
To begin, we'll kick things off by conducting a Mortgage Fact Find. This step helps us understand your unique mortgage requirements and the type of deals you're interested in.
After the Fact Find, we'll schedule a free mortgage appointment with one of our experienced mortgage advisors in Newcastle. During this meeting, they'll gather additional information from you to tailor our services to your specific needs.
In a hurry to secure that ideal property? No worries! We can swiftly arrange an Agreement in Principle for you within 24 hours. This document might increase the likelihood of the seller accepting your offer, giving you a competitive edge.
When you've discovered your dream home and are satisfied with our mortgage recommendation, we'll move forward with the mortgage application process. It's important to note that a formal mortgage offer may take a bit longer, typically around three weeks. Throughout this period, we'll keep you well-informed about the progress of your application.
Your free initial mortgage appointment is designed to be informative and tailored to your needs. This appointment typically lasts between 30 to 60 minutes, during which you'll have the opportunity to engage with your dedicated mortgage advisor in Newcastle.
The goal of our experienced mortgage advisors is to gain a comprehensive understanding of your unique mortgage requirements and financial situation. By delving into your specific circumstances, they can expertly search for the ideal mortgage deal that aligns perfectly with your personal and financial goals.
As your trusted mortgage broker in Newcastle, we strongly advise our applicants to secure an Agreement in Principle (AIP) without delay. Having an AIP in hand while you're actively viewing properties can significantly enhance your prospects of seller acceptance and even provide an advantageous opening for price negotiations. It's a valuable step towards achieving your homeownership goals.
Once you've obtained an Agreement in Principle (AIP), it typically remains valid for a period ranging from 30 to 90 days. In the event that your AIP expires, renewing it is a straightforward process. Just reach out to your dedicated mortgage advisor in Newcastle, and they'll guide you through the renewal process, ensuring you're well-prepared to continue your property search.
If you are looking to take out a second residential mortgage or if you are looking to expand your property portfolio, you’ll benefit from speaking to a trusted and experienced mortgage broker in Newcastle.
We’ll be able to review your case in advance before sending it off to the lender, to make sure that this is a viable route for you, saving you from potentially harming your chances of obtaining a future mortgage if this is something you cannot currently do.
Book your free mortgage appointment and one of our mortgage advisors in Newcastle will see how they are able to help with what you are looking to achieve.
The deposit required for a mortgage often falls within the range of 5% to 15%, with most High Street Lenders typically requesting a 5% deposit. However, the specific deposit amount you'll need may vary based on your individual credit history and financial circumstances.
In some cases, lenders may ask for a larger deposit, typically ranging from 10% to 15%, depending on your creditworthiness. It's advisable to consult with a mortgage advisor in Newcastle who can provide guidance based on your situation and help you find the most suitable mortgage option.
Obtaining a mortgage, even if you've faced credit problems in the past, is still possible. While it may present some additional hurdles, it's by no means an insurmountable feat.
In cases where you have a less-than-perfect credit history, you might be required to make a larger deposit, often in the range of 10% to 15%. This can help demonstrate your commitment and financial stability to potential lenders, increasing your chances of securing a mortgage that suits your needs.
When applying for a mortgage, being self-employed means you'll typically need to provide a minimum of one year's accounts as part of your application.
As an experienced mortgage broker in Newcastle, we've observed that most lenders use a combination of your salary and dividends to calculate the maximum mortgage amount you can borrow. However, it's worth noting that some lenders may base their calculations on your net profit.
Our team is well-versed in navigating these intricacies to help you find the lender and mortgage that best suits your unique self-employed situation.
During your mortgage application, you’ll be asked to provide evidencing documents:
Your free mortgage appointment is designed to be efficient, typically lasting between 30 to 60 minutes. After this initial step, your dedicated mortgage advisor in Newcastle will swiftly secure an Agreement in Principle for you, usually within 24 hours.
Once you're satisfied with the mortgage recommendation provided by your advisor, we can initiate the mortgage application process. Please keep in mind that the formal mortgage offer, on average, takes approximately 3 weeks to be processed. Throughout this period, we'll keep you informed of the application's progress.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Should you have cause to complain and you are not satisfied with our response to your complaint, you may be able to refer it
to the Financial Ombudsman Service, which can be contacted as follows
The Financial Ombudsman Service, Exchange Tower, London, E14 9SR