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Calculate how much equity you have in your property.
The home equity calculator provides a reliable estimate based on the information you enter.
However, the accuracy depends on the data provided, such as your property’s current market value and the outstanding balance on your mortgage and secured loans.
For a more detailed understanding of your equity, speaking with one of our mortgage advisors is recommended.
The equity in your home is calculated by subtracting the total outstanding debts secured against your property (e.g. your mortgage and any secured loans) from its current market value.
For example, if your home is worth £300,000 and you owe £200,000, your equity would be £100,000.
Use the house equity calculator above to get a rough estimate of how much equity is in your home.
The home equity calculator calculator allows you to work out the equity in your home.
The equity in your house is calculated by subtracting the outstanding mortgage balance from the current market value of the property.
This calculation is especially useful for those considering remortgaging, releasing equity for renovations or planning to sell their property to fund future purchases.
Use the house equity calculator above to find a get a rough estimate, or contact our mortgage advisors for a more accurate figure.
Yes, it can be possible to release equity from your property, often through remortgaging or securing an additional loan.
This process allows you to access the funds tied up in your home, which can be used for purposes such as home improvements or consolidating debts.
As a mortgage broker, we specialise in equity release options; our mortgage advisors can help you find a solution that suits your circumstances.
The amount of equity you can release depends on several factors, including the value of your property, your remaining mortgage balance, and your financial circumstances.
Typically, lenders have limits on the percentage of equity you can release.
Speaking with a mortgage advisor can help you understand your options.
A secured loan is a type of borrowing that uses your property as collateral.
It can be a way to access funds for significant expenses, often at lower interest rates compared to unsecured loans.
However, failing to repay a secured loan could put your property at risk, so it’s important to consider this carefully.
Taking out a secured loan reduces the available equity in your property because it adds to the total amount owed against its value.
For example, if your property is worth £300,000 and you already have a £200,000 mortgage, a £20,000 secured loan would reduce your available equity from £100,000 to £80,000.
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5.00 Rating27 Reviews
Anonymous
Proactive and easy to reach via Whatsapp to answer all questions and give guidance
Ahmed
Jason and Ruth been both amazing Great service, thank you
Hazel
very easy to deal with, helpful and gave good advice, handled remortgage on our behalf
Ahmed
Great service and support, they sometimes take time in replies, however, they kept me always informed and updated with next steps. Thank you Ruth and Jason
Craig
Very good Friendly and professional
Dawn
Can not fault this Mortgage Brokers. Connor was always there if I had any questions. My mortgage was dealt with super quick !! I felt totally at ease talking to him, 10/10 and would recommend to anyone who needs a Broker . Thanks so much .
Anonymous
Fantastic service provided by Matt C. We are first time buyers and have been well supported throughout our mortgage application.
Lorrin
Working with Chris at uk money man was such a breeze. Being not only a first time buyer but using the right to buy scheme can't be so confusing stressful. Chris completely removed all the worry for us,and stacey has been amazing getting us through...
Dale
Absolutely brilliant staff, I felt that they really cared and were very patient me. I honestly believe I probably would have never bothered to continue buying my house without the help of this firm. Very trustworthy and did exactly what they said...
Victoria
I have had an incredible experience with money man. The whole process from start to finish was so professional and helpful. My mortgage advisor Dinah went above and beyond for me and really reassured me as a first time buyer by explaining everything...
Jill
Excellent customer service - highly recommend
Paul
Professional service that was friendly and problem free - could not be faulted and is highly recommended for later life financial services.
Sikandar
Matt has been amazing. He not only found me the cheapest mortgage but also made sure that the offer is secured quickly. He remained in close contact advising me at every step of the process. He also helped me in negotiations with the vendor’s...
Anonymous
Helped us to find a reasonable deal but also requested a better one when the lender reduced their rates
Steven
Fantastic service and had our mortgage approved within a week of our first call! Chris and Jo were a pleasure to deal with and available to chat at a moment's notice, even at weekends. The process was incredibly smooth and any recommended parties...
Grace
Matt gave us really good advise, which helped to give us the confidence to proceed with purchasing our first home. Once we had an offer in we were quickly shown the best mortgages to apply for, life insurance/critical illness insurance, and we were...
Lois
Brilliant service as always. Thank you guys 🙏 🏡
Anonymous
Both Jason and Chole were very helpful in helping me and my partner secure a mortgage despite having trouble getting one in the past.
Michael
Great response and very friendly service. Very helpful.
Jacqueline
My experience with this company has been great and I highly recommend them. From the initial stages through to getting the offer, everyone I spoke with was informative, professional and friendly. Tom and Jonathan really helped with the initial...
Helpful Guides
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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Newcastlemoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Newcastlemoneyman 2009–2026
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Newcastlemoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Newcastlemoneyman 2009–2026
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