You have landed in the right place if you are looking for a Mortgage Broker in Gosforth. We have been helping customers through their mortgage process for over 20 years now and are here to help you next. Whether you’ve been through this experience before or it is completely new to you, we are more than happy to offer a helping hand.
We work for you! Our team in Gosforth work 7 days a week so that you can speak to an expert at a time that is best for you and your personal/working life.
You can easily book your free mortgage appointment online; it can take approximately a minute to complete. Our job is to help you through the whole mortgage process; from initial enquiry to getting your keys, we will be right by your side. It all starts during your free mortgage appointment with a Mortgage Advisor in Gosforth.
Here, you will run through your finances, affordability and eligibility so that your advisor can try to find a suitable product after your meeting. They will also arrange an agreement in principle for you within 24 hours of your appointment.
First time buyer in Newcastle and Gosforth not knowing how and where to start is always difficult, and buying your home is one of the most stressful, but most rewarding. We are here to offer a helping hand through the process so that you feel comfortable and secure at all times.
As well as calculating your affordability, we can also find out how much you are able to borrow. Following these assessments, we are able to try and find you a mortgage deal that is perfect for your situation.
If you are moving home in Newcastle Gosforth, you will be more aware of the mortgage process and how it works. The main difference between this time and the last is that this time you will be buying and selling at the same time.
Our Mortgage Advisors in Gosforth will help you sort the whole mortgage side of the process so that you can sell your current home and search for your dream home without worrying about the mortgage side of the process.
An existing or new Buy to Let landlord in Gosforth would benefit from our mortgage advice service. We have been working with local landlords for over 20 years and have strong, withstanding relationships with the majority of them. When their Buy to Let property is due for a mortgage renewal, they are more than happy to return to us for our services.
We have many different types of lenders on panel, each holding various buy to let mortgages in Newcastle and Gosforth. There are both high street and specialist products available. It is your Mortgage Advisor in Gosforth who will try and pick out the perfect deal for you and your personal and financial situation.
It is time for you to Remortgage when it comes to the end of your fixed mortgage term. Depending on the original mortgage deal that you took out, you may need to do this every 2-5 years. remortgaging in Newcastle and Gosforth will also mean that you avoid your lender’s standard variable rate of interest. We can help you avoid their high, standard variable rate by shopping around for competitive products that are best suited to your personal and financial situation.
If you are Self Employed in Gosforth, the process is exactly the same apart from the evidential documents that you have to supply are a little different. They will ask for extra proof so that they are certain that you are a reliable applicant.
Our Customers Love Us
5.00 Rating17 Reviews
Jill
Excellent customer service - highly recommend
9 months ago
Paul
Professional service that was friendly and problem free - could not be faulted and is highly recommended for later life financial services.
1 year ago
Sikandar
Matt has been amazing. He not only found me the cheapest mortgage but also made sure that the offer is secured quickly. He remained in close contact advising me at every step of the process. He also helped me in negotiations with the vendor’s...
1 year ago
Anonymous
Helped us to find a reasonable deal but also requested a better one when the lender reduced their rates
1 year ago
Steven
Fantastic service and had our mortgage approved within a week of our first call! Chris and Jo were a pleasure to deal with and available to chat at a moment's notice, even at weekends. The process was incredibly smooth and any recommended parties...
1 year ago
Grace
Matt gave us really good advise, which helped to give us the confidence to proceed with purchasing our first home. Once we had an offer in we were quickly shown the best mortgages to apply for, life insurance/critical illness insurance, and we were...
2 years ago
Lois
Brilliant service as always. Thank you guys 🙏 🏡
3 years ago
Anonymous
Both Jason and Chole were very helpful in helping me and my partner secure a mortgage despite having trouble getting one in the past.
3 years ago
Michael
Great response and very friendly service. Very helpful.
3 years ago
Jacqueline
My experience with this company has been great and I highly recommend them. From the initial stages through to getting the offer, everyone I spoke with was informative, professional and friendly. Tom and Jonathan really helped with the initial...
3 years ago
Sunna
I have spoke to Arron today, I have received excellent customer service. He listened me carefully and answered all my questions promptly!! Good adviser.
3 years ago
Lydia
Amazing! UK moneyman were there every step of the way. Making sure I understood everything and taking the stress out of buying your first house. They were very responsive to emails, calls and gave excellent customer service. 10/10 could not fault...
3 years ago
Kevin
All staff, very efficient,communication excellent and found us a great deal on our mortgage as my credit rating wasn’t great.Thankyou very much Leo and Newcastle moneyman.
5 years ago
david
Being self employed it was hard to get a mortgage!but thanks to Newcastle money man I’ve got one !!!thanks again would definitely recommend them!👍
5 years ago
Harley
Professional service from start to finish. Very helpful with all of the questions I was throwing at them also. Would recommend 100% and we feel we for the prefect product mortgage for us. Thank you guys!
5 years ago
Darla
Great advice from start to finish. I had only dealt with a Broker via Estate Agents before so it was a little different to do everything over the phone but much better really because I was able to speak to someone late into the evening after I had...
5 years ago
Darla
we just used this mortgage brokers for a mortgage on our new house. right from the initial phone call, the service received was very swift and carried out by professional yet very caring people. they made sure that every detail was done to the...
5 years ago
Book online and choose your own date and time. We will pair you with a Mortgage Advisor in Gosforth based on the information that you provided.
You will attend your free mortgage appointment. Afterwards, we will run some affordability checks and see what types of mortgages you could be eligible for.
We will provide you with a mortgage recommendation. It is up to you whether or not you choose to advance with this deal, it is up to you.
We will help you prepare your mortgage application and once you are ready, it’s time for submission! Now you need to wait until you hear back from the mortgage lender.
Banks and building societies could make you wait weeks on end until you get an appointment with them, however, as a responsive mortgage broker in Newcastle, we can usually offer next day if not, same week appointments. These appointments are also free! You can easily book this online and choose a suitable date and time.
Our mortgage advisors in Newcastle and Gosforth have access to 1000s of competitive mortgage products on our huge panel of lenders. There are many different high street and specialist deals available.
We work 7 days a week, early mornings and late at night to ensure that you receive the best experience possible. Don’t hesitate to reach out to your Mortgage Advisor in Gosforth during the evening, even if you think that your question is stupid, it isn’t! They have probably answered something similar before.
We are always open and honest with everything that we do. We will only try and find you a deal that is beneficial to you and you only. If you cannot access a better rate, we will be completely transparent with you and tell you if this is the case.
The amount you can borrow for a mortgage depends on several factors, and one of the most critical factors is your credit score. A good credit score typically requires a minimum of a 5% deposit, whereas a bad credit score may necessitate a deposit of 10%-15%.
Naturally, the deposit amount will also vary depending on the property you intend to purchase. If you are ready to make an offer on a property and have your mortgage agreement in principle, we are here to assist you in finding the ideal mortgage product.
We understand that the home-buying process can be challenging, and finding a mortgage to accompany it can make it even more difficult. Our mortgage advisors in Gosforth will take all of this pressure off your shoulders and guide you through this aspect of the process. We have been doing this for over 20 years and are experts in our field!
If you have been declined by your bank, we would recommend holding off applying elsewhere until you know what it was that caused your application to slip up. This is because, the more that you get declined, the bigger the negative impact on your credit score.
We can take a look at your credit file and make sure that everything is in order before you submit your application. We will be able to identify the problem with your application and help resolve it so that the next time you are in a better position.
If you are struggling with your mortgage application, make sure to get in touch with our amazing mortgage team. We are a Mortgage Broker in Gosforth with over 20 years of experience – we know what we are doing. Book online or give us a call for a quick chat, we are looking forward to helping you!
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7 Days a Week, 8am – 10pm