It's Free to Speak to an Advisor, 7 days, 8am - 10pm

Newcastlemoneyman Mortgage Broker UK - M Shape

Mortgage Broker in Ashington

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

0191 432 9860Speak to an Advisor - It's Free!
Malcolm Davidson - Managing Director of Newcastlemoneyman

Mortgage Broker in Ashington

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

Speak to an Advisor - It's Free! 0191 432 9860

Providing Expert Mortgage Advice in Ashington

Our team of experienced mortgage advisors has helped numerous clients throughout their mortgage journey, offering compassionate support and guidance every step of the way. Our goal is to save you time and money by sourcing the right mortgage product for your unique situation.

Whether you’re a first time buyer or familiar with the process, we understand that taking on a new financial obligation can be overwhelming. That’s why we strive to make the process as stress-free as possible, helping you overcome any hurdles you may face.

Speak to an Advisor - It's Free!
Popular Mortgage Scenarios in Ashington

All of our Customers Receive a Free Mortgage Appointment!

When it comes to finding the right mortgage product for your unique situation, we stand out from banks and building societies. As a mortgage broker in Ashington, we have access to an extensive panel of lenders that allows us to offer a wider range of products beyond what’s available in-house.

We prioritise providing a stress-free and straightforward service, and we take pride in going above and beyond for every customer who reaches out to us. Our glowing customer reviews are a testament to our dedication to delivering exceptional service.

Our Reviews

Popular Mortgage Scenarios in Ashington

First Time Buyer in Ashington

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As a first time buyer in Newcastle and Ashington, taking on one of the biggest financial commitments can feel overwhelming. But don’t worry – our friendly team is here to guide you every step of the way.

From your first point of contact to the moment you receive the keys to your new home, we’ll keep you updated on the status of your application and make sure you understand every step of the process. It’s never been easier to speak with a first time buyer mortgage advisor in Ashington – simply book your free appointment online or contact us today.

Moving Home in Ashington

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Moving home in Newcastle Ashington can be an exciting prospect, but managing the buying and selling of properties can be a daunting process. That’s why our team is here to help.

We specialise in managing the mortgage side of things, so you can focus on finding your new home in Ashington. Whether you’re looking to upgrade to a larger property or simply want a change of scenery, we can help you work up a budget and determine what types of properties you can afford.

Buy to Let in Ashington

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As a Buy to Let landlord, finding the right mortgage can be a challenge. But with our help, it doesn’t have to be. Our team has years of experience in the industry and has developed long-lasting relationships with numerous landlords in Ashington.

We offer a range of mortgage options, including HMO, Holiday Let, Let to Buy, and more. Our mortgage advisor in Ashington can help with buy to let mortgages in Newcastle and Ashington, to help you explore your Buy to Let options and find the most suitable one for you.

Remortgaging in Ashington

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Are you nearing the end of your fixed mortgage term? Remortgaging in Newcastle and Ashington could be a great option for you to avoid being placed on your lender’s standard variable rate of interest.

Our team in Newcastle and Ashington can help you find the best rates and products on the market. If you’ve been making timely repayments, you may even qualify for competitive rates.

Reviews Stars5.00 Rating17 Reviews

Our Simple 4-Step Process

Book Online

Step 1

As a mortgage broker in Ashington, booking your free appointment is made easy with our online process. Simply choose your preferred date and time, and one of our expert mortgage advisors will be available to discuss your needs and assess your affordability.

Free Mortgage Apppointment

Step 2

During your appointment, your mortgage advisor in Ashington will provide you with an Agreement in Principle within 24 hours. Using this information, they will search for a suitable mortgage product that meets your needs and provide you with options to choose from.

Finding a Suitable Product

Step 3

Once you have chosen the right mortgage product, our team will handle the application process, ensuring that it is completed accurately and efficiently. We will keep you informed throughout the process and answer any questions you may have.

Submit Your Application

Step 4

Finally, we will submit your mortgage application to the lender and work with them to get it approved. Our team will ensure that the application is completed quickly and smoothly, so you can get the keys to your new home as soon as possible.

Reasons to Choose us

Free Appointment in Ashington

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Booking a free appointment with one of our mortgage advisors in Newcastle and Ashington is quick and easy with our online system. We are available seven days a week to answer any questions you may have, whether you are seeking mortgage advice, equity release, or insurance products.

Search 1000s of products

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Unlike the mortgage advisors at banks, who can only offer products from their own institution, our team has access to a panel of lenders, including those with specialist mortgage products. Furthermore, securing an appointment with a bank’s mortgage advisor can be challenging and frustrating, especially if you are actively looking at properties or ready to make an offer.

As professional mortgage broker in Newcastle and Ashington with extensive knowledge and experience, we can help you compare deals from various lenders and find the right mortgage product for your unique situation.

Malcolm and Amy Davidson - Mortgage Advice in Newcastle

Common Mortgage Questions in Ashington

How much deposit do I need for a mortgage in Ashington?

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The minimum deposit required when purchasing a house in Ashington with a high street lender is typically 5%, but it could be higher if the buyer has had prior credit issues.

How long does the mortgage process take in Ashington?

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Our free consultation will usually last around an hour or so. Our mortgage advisors in Ashington are able to turn round an agreement in principle within 24 hours of your appointment. A formal mortgage offer will on average take about three weeks. Before you know it you will have your mortgage secured in Ashington.

What documents will I need to give my lender in Ashington?

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You’ll find that the lenders will usually want to see three payslips from an employee to prove their income and the latest 2 years’ accounts for Self Employed applicants. You will also need to provide the lender with proof of ID, address and 3 months’ bank statements before they will accept you for a mortgage in Ashington.

Can I get a second mortgage in Ashington?

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You may have the option to get a second mortgage on your home in Ashington for something like debt consolidation or home improvements. It may also be possible for you to take out a mortgage on a second property if you’re looking to potentially use it for yourself, a family member, a holiday home or a Buy to Let.

If you require the help of a specialist mortgage advisor in Ashington, we are more than happy to have a chat about your options for a second mortgage.

How does the process work in Ashington?

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As your mortgage broker in Ashington, we will carry out a Fact Find with you to establish your personal & financial needs before we recommend the most suitable mortgage for your circumstances. A credit check will then be required for you to obtain an Agreement in Principle.

Once you have provided all the relevant documentation and a valuation of the property has been undertaken, you can then be issued a formal mortgage offer.

When should I obtain an Agreement in Principle in Ashington?

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We would highly suggest that you obtain an Agreement in Principle before you begin viewing a potential new home in Ashington. At the very latest you should try to obtain one prior to making any offers to help with your bargaining position.

We Search 1000s of Mortgages in Ashington

Fleet Mortgages
Paragon Mortgages
TSB Mortgages
Halifax
Bluestone Mortgage Advice
BM Solutions Mortgages
Chorley Building Society
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HSBC
Nationwide
Skipton
Pepper Money
Mortgage Works
Coventry Building Society
Santander
Natwest Mortgage Advice
Newcastle Building Society
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Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Kent Reliance
Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Newcastlemoneyman.com & Newcastlemoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm

Speak to an Advisor - It's Free Enquire Online 0191 432 9860
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