Mortgage Broker in Cramlington
Book your free mortgage appoint online in Cramlington
Book your free mortgage appointment online through our 'Get Started' process. Once you provide us with some information about your financial situation, we can then we will pair you with a mortgage advisor in Cramlington.
For your FREE mortgage appointment with a mortgage advisor in Cramlington, book online.
Book OnlineFor your FREE mortgage appointment with a mortgage advisor in Cramlington, book online.
Book your free mortgage appointment online through our 'Get Started' process. Once you provide us with some information about your financial situation, we can then we will pair you with a mortgage advisor in Cramlington.
Book OnlineWhat our customers say
- Mortgage Advice
- Why Us?
Mortgage Advice in Cramlington – Open & Honest Advice
Hello! We are a Mortgage Broker in Cramlington, and our job is to help you through the whole mortgage process. Over our 20 years of working within the mortgage industry, we have worked with many different types of customers in all kinds of situations. From First Time Buyers to Buy to Let landlords, we can help in almost every mortgage situation, let us help you next!
You can also book a free mortgage appointment online by following our ‘Get Started’ process. By booking online with a Mortgage Broker in Cramlington like us, we can pair you with the best Mortgage Advisor in Cramlington for your financial and mortgage situation. They will work with you from start to finish to make sure that you feel comfortable and secure at all times.
We know that the mortgage process can be stressful at times, and that’s why we want to offer you a helping hand. Our team have never been more ready to help in this competitive market.
Your Mortgage Options in Cramlington
We cover all different mortgage types, but here are our most popular:
First Time Buyer Mortgages in Cramlington
How do you start the mortgage process? Do you need to find a house first? Not knowing how to start the mortgage process is a common theme amongst First Time Buyers in Cramlington; it is difficult though, we don’t expect everyone to know what they are doing, and that’s why we want to help!
First of all, you can speak to a Mortgage Advisor in Cramlington who will explain the whole mortgage process to you, work out how much you would be able to borrow and can arrange an Agreement in Principle for you within 24-hours of your appointment. Ask as many questions as you would like, no question is a stupid question!
We offer free mortgage advice to all of our customers. All that you have to do is book your free mortgage appointment online and pick a date and time.
Moving Home Mortgages in Cramlington
If you’re moving home in Cramlington, the mortgage process will be almost identical to the first time around, however, this time you will be selling or planning to let it out too. Having to take care of two separate properties can get complicated, therefore, it may be a good idea to use a Mortgage Broker in Cramlington to help you sort the mortgage side of things.
 Over our 20 years of working with mortgages, we have helped thousands of customers move into their dream homes. In Cramlington, we could be the broker that you need to help you get over that finish line.
Buy to Let Mortgages in Cramlington
Our team are experts when it comes to helping Buy to Let landlords. You need to match specific requirements to obtain a Buy to Let mortgage, we can talk you through these and make sure that you are representing yourself in the best way possible. Generally, the larger the Buy to Let portfolio that you have, the easier it will be to get accepted. This does not mean that it is impossible to be approved as a First Time Buyer landlord, you will just need to provide a strong deposit and demonstrate how you will be able to meet the payments of the Buy to Let mortgage.
For further Buy to Let Mortgage Advice in Cramlington, feel free to contact our team and they will be happy to answer any questions that you may have. We have Buy to Let specialists available to pick up your query when you get in touch.
Remortgaging in Cramlington
When your fixed mortgage term is approaching its end, it is time for a Remortgage. If you’ve kept up to date with your repayments, you may be able to access a better rate. These products are competitive and should be better than your lender’s standard variable rate of interest. You may end up on your lender’s rate if you do not Remortgage.
We can help you search for the right remortgage product for your individual circumstances. This involves us shopping around for various deals through different lenders. If this is something that you would like us to do, follow the Remortgage route in our book online form to get your remortgage journey started!
When you are Self Employed, you will need to support your income with a few more pieces of evidential documents. Your Mortgage Advisor in Cramlington will tell you what you need to provide during your free appointment.
Why Choose us as your Mortgage Broker in Cramlington?
Unlike your bank or building society, we can guarantee responsiveness and we will be open and honest with you at all times, trying to find you a deal that saves you both time and money. We are experts in this field of business that can help you achieve a great mortgage product to go with your new home.
We are open 7 days a week, which means that you can book your mortgage appointment on the weekend. Put your working life and personal commitments first, then give us a call!
We can search 1000s of mortgage deals. Our huge catalogue of both high street and specialist lenders offers many different products for all mortgage types. No matter your mortgage situation, your Mortgage Advisor in Cramlington will try their best to find you a suitable deal that is tailored to your situation.
Take a look at our amazing reviews and see how others have valued our service. Customer service is at the heart of our business, we put the client first. This means being open, honest and transparent every step of the way.
Our Simple 4-Step Process
Book yourself in for a free mortgage appointment. You can do this online or over the phone, you choose.
A Mortgage Advisor in Cramlington will talk you through your options, take a look at your situation and recommend the best option to take.
If they manage to find a mortgage for you, and you want to proceed, we can begin preparing your application.
Once you are ready to go, we can submit your mortgage application to the lender. It’s that simple!
Have you been declined by your bank?
If you have been declined by your bank and need Mortgage Advice in Cramlington, we would suggest coming to us for help. We would also recommend that you don’t apply to other banks to avoid the risk of damaging your credit score if you get declined again.
There will be a reason why you have been declined, and we can help you find it. This could be down to adverse credit, a fault in the application, affordability or something else. Our advice would be to try and improve on the factors that are harming your application, this way, you are putting yourself and your application in the best position possible.
Getting a mortgage is never guaranteed, and that’s why we cannot assure you that you will be able to secure a mortgage. We can, however, try our best to help and see what we can do for you. As a Mortgage Broker in Cramlington, we love a good challenge and would be more than happy to take a look at your situation.
How do I transact with my Mortgage Broker in Cramlington?
You can choose to transact with us via email, over the telephone or through video calls - it's completely up to you!
Book online for Free
Choose your own appointment date and time; we have time slots available 7 days a week during mornings and evenings.
I've been declined by my bank in Cramlington, can you help?
If you have been declined by your bank and need specialist help, we can look and your situation and take it from there.
