First Time Buyer in Cramlington

How do you start the mortgage process? Do you need to find a house first? Not knowing how to start the mortgage process is a common theme amongst a first time buyer in Newcastle and Cramlington; it is difficult though, we don’t expect everyone to know what they are doing, and that’s why we want to help! First of all, you can speak to a Mortgage Advisor in Cramlington who will explain the whole mortgage process to you, work out how much you would be able to borrow and can arrange an Agreement in Principle for you within 24-hours of your appointment. Ask as many questions as you would like, no question is a stupid question! We offer free mortgage advice to all of our customers. All that you have to do is book your free initial mortgage appointment online and pick a date and time.

Moving Home in Cramlington

If you’re moving home in Newcastle Cramlington, the mortgage process will be almost identical to the first time around, however, this time you will be selling or planning to let it out too. Having to take care of two separate properties can get complicated, therefore, it may be a good idea to use a Mortgage Broker in Cramlington to help you sort the mortgage side of things. Over our 20 years of working with mortgages, we have helped thousands of customers move into their dream homes. In Cramlington, we could be the broker that you need to help you get over that finish line.

Buy to Let in Cramlington

Our team are experts when it comes to helping Buy to Let landlords. You need to match specific requirements to obtain a Buy to Let mortgage, we can talk you through these and make sure that you are representing yourself in the most suitable way possible. Generally, the larger the Buy to Let portfolio that you have, the easier it will be to get accepted. This does not mean that it is impossible to be approved as a First Time Buyer landlord, you will just need to provide a strong deposit and demonstrate how you will be able to meet the payments of the Buy to Let mortgage. For further buy to let mortgages in Newcastle and Cramlington, feel free to contact our team and they will be happy to answer any questions that you may have. We have Buy to Let specialists available to pick up your query when you get in touch.

Remortgaging in Cramlington

When your fixed mortgage term is approaching its end, it is time for a remortgaging in Newcastle and Cramlington. If you’ve kept up to date with your repayments, you may be able to access a better rate. These products are competitive and should be better than your lender’s standard variable rate of interest. You may end up on your lender’s rate if you do not Remortgage. We can help you search for the right remortgage product for your individual circumstances. This involves us shopping around for various deals through different lenders. If this is something that you would like us to do, follow the Remortgage route in our book online form to get your remortgage journey started! When you are Self Employed, you will need to support your income with a few more pieces of evidential documents. Your Mortgage Advisor in Cramlington will tell you what you need to provide during your free initial appointment.

Mortgage Broker in Cramlington | Mortgage Advice in Cramlington

Providing Expert Mortgage Advice in Cramlington

Hello! We are a Mortgage Broker in Cramlington, and our job is to help you through the whole mortgage process. Over our 20 years of working within the mortgage industry, we have worked with many different types of customers in all kinds of situations. From First Time Buyers to Buy to Let landlords, we can help in almost every mortgage situation, let us help you next!

We know that the mortgage process can be stressful at times, and that’s why we want to offer you a helping hand. Our team have never been more ready to help in this competitive market.

Speak to an Advisor

Popular Mortgage Scenarios in Cramlington

All of our Customers Receive a Free Initial Mortgage Appointment!

You can also book a free initial mortgage appointment online by following our ‘Get Started’ process. By booking online with a Mortgage Broker in Cramlington like us, we can pair you with the best Mortgage Advisor in Cramlington for your financial and mortgage situation. They will work with you from start to finish to make sure that you feel comfortable and secure at all times.

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Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

Popular Mortgage Scenarios in Cramlington

Our Customers Love Us

5.00 Rating26 Reviews

Ahmed

Jason and Ruth been both amazing Great service, thank you

1 month ago

Hazel

very easy to deal with, helpful and gave good advice, handled remortgage on our behalf

2 months ago

Ahmed

Great service and support, they sometimes take time in replies, however, they kept me always informed and updated with next steps. Thank you Ruth and Jason

2 months ago

Craig

Very good Friendly and professional

3 months ago

Dawn

Can not fault this Mortgage Brokers. Connor was always there if I had any questions. My mortgage was dealt with super quick !! I felt totally at ease talking to him, 10/10 and would recommend to anyone who needs a Broker . Thanks so much .

7 months ago

Anonymous

Fantastic service provided by Matt C. We are first time buyers and have been well supported throughout our mortgage application.

7 months ago

Lorrin

Working with Chris at uk money man was such a breeze. Being not only a first time buyer but using the right to buy scheme can't be so confusing stressful. Chris completely removed all the worry for us,and stacey has been amazing getting us through...

8 months ago

Dale

Absolutely brilliant staff, I felt that they really cared and were very patient me. I honestly believe I probably would have never bothered to continue buying my house without the help of this firm. Very trustworthy and did exactly what they said...

8 months ago

Victoria

I have had an incredible experience with money man. The whole process from start to finish was so professional and helpful. My mortgage advisor Dinah went above and beyond for me and really reassured me as a first time buyer by explaining everything...

9 months ago

Jill

Excellent customer service - highly recommend

1 year ago

Paul

Professional service that was friendly and problem free - could not be faulted and is highly recommended for later life financial services.

2 years ago

Sikandar

Matt has been amazing. He not only found me the cheapest mortgage but also made sure that the offer is secured quickly. He remained in close contact advising me at every step of the process. He also helped me in negotiations with the vendor’s...

2 years ago

Anonymous

Helped us to find a reasonable deal but also requested a better one when the lender reduced their rates

2 years ago

Steven

Fantastic service and had our mortgage approved within a week of our first call! Chris and Jo were a pleasure to deal with and available to chat at a moment's notice, even at weekends. The process was incredibly smooth and any recommended parties...

2 years ago

Grace

Matt gave us really good advise, which helped to give us the confidence to proceed with purchasing our first home. Once we had an offer in we were quickly shown the best mortgages to apply for, life insurance/critical illness insurance, and we were...

3 years ago

Lois

Brilliant service as always. Thank you guys 🙏 🏡

3 years ago

Anonymous

Both Jason and Chole were very helpful in helping me and my partner secure a mortgage despite having trouble getting one in the past.

4 years ago

Michael

Great response and very friendly service. Very helpful.

4 years ago

Jacqueline

My experience with this company has been great and I highly recommend them. From the initial stages through to getting the offer, everyone I spoke with was informative, professional and friendly. Tom and Jonathan really helped with the initial...

4 years ago

Sunna

I have spoke to Arron today, I have received excellent customer service. He listened me carefully and answered all my questions promptly!! Good adviser.

4 years ago

Our Simple 4-Step Process

Book Online

Book yourself in for a free initial mortgage appointment. You can do this online or over the phone, you choose.

Free Initial Mortgage Appointment

A Mortgage Advisor in Cramlington will talk you through your options, take a look at your situation and recommend the most suitable option to take.

Finding a Suitable Product

If they manage to find a mortgage for you, and you want to proceed, we can begin preparing your application.

Submit Your Application

Once you are ready to go, we can submit your mortgage application to the lender. It’s that simple!

Reasons to Choose us

Free Initial Appointment in Cramlington

Booking a free initial appointment with one of our mortgage advisors in Newcastle and Cramlington has never been easier.

Unlike your bank or building society, we can guarantee responsiveness and we will be open and honest with you at all times, trying to find you a deal that saves you both time and money. We are experts in this field of business that can help you achieve a great mortgage product to go with your new home.

Search 1000s of products

We can search 1000s of mortgage deals. Our huge catalogue of both high street and specialist lenders offers many different products for all mortgage types. No matter your mortgage situation, your mortgage advisor in Newcastle and Cramlington will try their best to find you a suitable deal that is tailored to your situation.

7 Days a Week

We are open 7 days a week, which means that you can book your mortgage appointment on the weekend. Put your working life and personal commitments first, then give us a call!

Our Reviews

Take a look at our amazing reviews and see how others have valued our service. Customer service is at the heart of our business, we put the client first. This means being open, honest and transparent every step of the way.

Malcolm and Amy Davidson - Mortgage Advice in Newcastle

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Mortgage Broker in Cramlington