Mortgage Advice in Gateshead – Open & Honest Advice

Welcome! We are a Mortgage Broker in Gateshead and are here to help you through every stage of your mortgage journey. We have been working within the mortgage industry for over 20 years now and have worked with many different types of customers in various mortgage situations.

Once you get in touch and tell us more about your mortgage situation, we can book you a free appointment with a Mortgage Advisor in Gateshead. Alternatively, you could book your own appointment online and choose a time that suits you. We even have availability on weekends if that works for you better.

Our job is to help you through the mortgage process and take all of the stress away from it. We will also try and find you an excellent mortgage product that’s both competitive and tailored to your personal and financial situation.

Your Mortgage Options in Gateshead

We work with all kinds of mortgage options, however, these are our most popular in Gateshead.

First Time Buyer Mortgages in Gateshead

Buying your first home can be stressful. Not knowing how and where to start is always difficult, and that’s why we are here to offer you a helping hand. Our Mortgage Advisors in Newcastle can help you work out how much you will be able to borrow for your first mortgage and make sure that you are able to evidence for this affordability.

During your first appointment with your Mortgage Advisor in Gateshead, you will get the chance to ask any questions that you want. Take this as an opportunity to learn about things that you are unsure about; remember, no question is a stupid question!

Moving Home Mortgages in Gateshead

If you’re moving home in Gateshead, you have been through this all before and you may be a little more aware of the steps you’re going to take over a First Time Buyer. Just because you have experienced this before, does not mean that we cannot help.

Our brilliant team can still help you find a competitive mortgage deal for your new home and help sort all of the mortgage sides of the process whilst you focus on selling your current property. Buying and selling at the same time can be stressful, and that’s why we are here to help.

Buy to Let Mortgages in Gateshead

Buy to Let landlords can still benefit from using a Mortgage Broker in Gateshead. We have been working with Buy to Let landlords in and around Newcastle for over 20 years now; we’re very experienced.

We have over 30 lenders on the panel, each holding different Buy to Let mortgage products – it’s our job to find the right one for you and your personal and financial situation. For a Buy to Let property, you’ll need to provide a 25%-40% deposit and be able to afford two sets of mortgage payments each month. We can measure your affordability and see whether or not you’re ready to take out a Buy to Let mortgage.

Remortgaging in Gateshead

You need to Remortgage when you come to the end of your fixed-mortgage term. Most people either forget to remortgage or can’t find the time to search for a new product; when this happens you will end up on your lender’s standard variable rate and will pay more each month for your mortgage payments.

Our job is to shop around for you and try to find you a better deal so that you don’t have to! Our Remortgage Advisors in Gateshead are experts in locating the perfect deal for you and your property. We have been doing this for over 20 years now, we know where to look and how to find a deal that suits you.

If you are Self Employed in Gateshead, the process for these mortgage types works the same, however, you will need to provide more evidence to support your income. Your Mortgage Advisor in Gateshead will run through these details with you during your appointment.