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Welcome to our website! As a mortgage broker in Jarrow, it is our job to help you through your whole mortgage journey from start to finish. We have experience with all kinds of mortgage types and situations; get in touch to see whether we can help!
We have been working in the mortgage industry for over 20 years now and have built up strong relationships with high street and specialist lenders. We are able to approach these lenders to try and find you a suitable mortgage to take out on your new property. With each of them holding 1000s of deals, we are sure that we will be able to find the perfect one for you!
To start your mortgage journey in Jarrow, all that you need to do is book a free mortgage appointment with us online. Once you choose a date and time, you will be paired with a mortgage advisor in Jarrow that specialises in your situation.
We have weekdays and weekend availability, so make sure that you pick a slot that suits your personal and working life.
It’s easy and simple; book online today and hear back from a mortgage advisor in Jarrow straight away!
Your mortgage process as a First time buyer in Newcastle and Jarrow can be stressful, where exactly do you start? We are here to help you through the mortgage process and make things simple and easy to understand.
The first step is to get some information from you regarding your personal and financial situation, then we can start trying to find a deal for you. The rest of the process will be explained to you during your free mortgage appointment.
The main part of the mortgage process is raising your deposit. Usually, first time buyers will need a minimum of 5% deposit, however, you may require more if your credit score is below average. If you are struggling to raise a deposit, you should consider looking into the government help to buy schemes. Examples include the Help to Buy Equity Loan, Lifetime ISA, and Shared Ownership.
When you are planning on moving home in Newcastle Jarrow, you will also need to think about selling your current property. Managing one property is hard enough, never mind two!
To ease the pressure from you, we want to offer a helping hand during the moving home process and sort all of the mortgage side of the process for you. It can be hard doing everything on your own, and it’s our job to help.
If you are thinking of moving to a bigger property in Jarrow, you will need to pass more intense credit and affordability checks than you did when you bought your first property. This is due to the fact that you are taking out a bigger loan and will have higher monthly repayments.
We are also able to help those looking at investing in Buy to Let. Landlords may find it more difficult to get their applications accepted due to strict requirements and lending criteria. For example, you will need 25%-40% deposit and will need evidence that you can afford two sets of repayments if you were to have no tenant.
If you have an existing Buy to Let portfolio, your chances of being accepted may improve. This all depends on your portfolio size and affordability.
If you are thinking of investing in other types of Buy to Lets in Jarrow, we can help with that too! We work with HMOs, Holiday Lets, Let to Buys and many more. buy to let mortgages in Newcastle and Jarrow. Talk to your dedicated Buy to Let Mortgage Advisor in Jarrow to discuss all of your Buy to Let options.
A Remortgage is simply a switch onto a new mortgage deal as your current one approaches its end. Switching before your current deal expires will allow you to avoid your lender’s standard variable rate of interest (which is likely higher than your current rate).
When it comes to remortgaging in Newcastle and Jarrow we will search the whole market to try and find a competitive, replacement deal for you to switch onto. If we cannot find a better deal, we will be 100% transparent with you and advise you to stay on your current deal.
There are other reasons why people remortgage too; you could remortgage to fund home improvements, release equity or consolidate debt into your mortgage.
Self Employed applicants must supply further documentation to evidence their income and affordability. The steps to each process are very similar, lenders just need to know your reliability.
Our Customers Love Us
5.00 Rating16 Reviews
Paul
Professional service that was friendly and problem free - could not be faulted and is highly recommended for later life financial services.
4 weeks ago
Sikandar
Matt has been amazing. He not only found me the cheapest mortgage but also made sure that the offer is secured quickly. He remained in close contact advising me at every step of the process. He also helped me in negotiations with the vendor’s...
6 months ago
Anonymous
Helped us to find a reasonable deal but also requested a better one when the lender reduced their rates
7 months ago
Steven
Fantastic service and had our mortgage approved within a week of our first call! Chris and Jo were a pleasure to deal with and available to chat at a moment's notice, even at weekends. The process was incredibly smooth and any recommended parties...
7 months ago
Grace
Matt gave us really good advise, which helped to give us the confidence to proceed with purchasing our first home. Once we had an offer in we were quickly shown the best mortgages to apply for, life insurance/critical illness insurance, and we were...
1 year ago
Lois
Brilliant service as always. Thank you guys 🙏 🏡
1 year ago
Anonymous
Both Jason and Chole were very helpful in helping me and my partner secure a mortgage despite having trouble getting one in the past.
1 year ago
Michael
Great response and very friendly service. Very helpful.
2 years ago
Jacqueline
My experience with this company has been great and I highly recommend them. From the initial stages through to getting the offer, everyone I spoke with was informative, professional and friendly. Tom and Jonathan really helped with the initial...
2 years ago
Sunna
I have spoke to Arron today, I have received excellent customer service. He listened me carefully and answered all my questions promptly!! Good adviser.
2 years ago
Lydia
Amazing! UK moneyman were there every step of the way. Making sure I understood everything and taking the stress out of buying your first house. They were very responsive to emails, calls and gave excellent customer service. 10/10 could not fault...
2 years ago
Kevin
All staff, very efficient,communication excellent and found us a great deal on our mortgage as my credit rating wasn’t great.Thankyou very much Leo and Newcastle moneyman.
4 years ago
david
Being self employed it was hard to get a mortgage!but thanks to Newcastle money man I’ve got one !!!thanks again would definitely recommend them!👍
4 years ago
Harley
Professional service from start to finish. Very helpful with all of the questions I was throwing at them also. Would recommend 100% and we feel we for the prefect product mortgage for us. Thank you guys!
4 years ago
Darla
Great advice from start to finish. I had only dealt with a Broker via Estate Agents before so it was a little different to do everything over the phone but much better really because I was able to speak to someone late into the evening after I had...
4 years ago
Darla
we just used this mortgage brokers for a mortgage on our new house. right from the initial phone call, the service received was very swift and carried out by professional yet very caring people. they made sure that every detail was done to the...
4 years ago
First of all, you need to book online or give us a call. Then you can choose your own date and time for your appointment in Jarrow.
One of our Mortgage Advisors in Jarrow will then be in touch to discuss your enquiry further and get some extra bits of information from you. They will also prepare your Agreement in Principle (AIP).
Once they have your information, they can then go and try and find the perfect mortgage product for you. They will try and find a deal tailored to your personal circumstances.
If you want to continue with us and the deal, it is time to prepare your mortgage application.
Getting mortgage advice in Newcastle and Jarrow, is made easy with us. All you need to do is give us a call and someone will be able to answer questions that you may have.
Our mortgage advisors in Newcastle and Jarrow have access to huge panel of lenders holds high street and specialist deals, therefore, if you have a high or low credit score, we have options for all applicants.
Unlike banks or building societies that are limited to their own in-house products, as a Mortgage Broker in Jarrow, we are able to search all different kinds of lenders in order to find you the right deal 7 days a week.
Our team is responsive and wants you to receive the best service possible. You can see what others have thought of our service over in our reviews section.
The amount you can borrow for a mortgage depends on several factors, and one of the most critical factors is your credit score. A good credit score typically requires a minimum of a 5% deposit, whereas a bad credit score may necessitate a deposit of 10%-15%.
Naturally, the deposit amount will also vary depending on the property you intend to purchase. If you are ready to make an offer on a property and have your mortgage agreement in principle, we are here to assist you in finding the ideal mortgage product.
We understand that the home-buying process can be challenging, and finding a mortgage to accompany it can make it even more difficult. Our mortgage advisors in Jarrow will take all of this pressure off your shoulders and guide you through this aspect of the process. We have been doing this for over 20 years and are experts in our field!
If you have been declined by your bank for a particular reason, don’t hesitate to get in touch. We have helped many applicants who once thought that it was impossible to get a mortgage.
Whatever the reason is for you being declined, we can take a look together and try and sort it. It could be down to poor credit, a fault in your application, affordability or something else. As a Mortgage Broker in Jarrow, we would strongly recommend trying to fix this before applying for more products. This can only negatively affect your credit score.
Our team in Jarrow are here to help, 7 days a week. All that you need to do is tell us a little bit about your situation and why you need help. From then on, we will work by your side and try to help you move into that dream home of yours. Book a free mortgage appointment in Jarrow today.
Read our 16 Reviews
Newcastlemoneyman.com & Newcastlemoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Newcastlemoneyman.com & Newcastlemoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
