First Time Buyer in Jarrow

Your mortgage process as a First time buyer in Newcastle and Jarrow can be stressful, where exactly do you start? We are here to help you through the mortgage process and make things simple and easy to understand. The first step is to get some information from you regarding your personal and financial situation, then we can start trying to find a deal for you. The rest of the process will be explained to you during your free initial mortgage appointment. The main part of the mortgage process is raising your deposit. Usually, first time buyers will need a minimum of 5% deposit, however, you may require more if your credit score is below average. If you are struggling to raise a deposit, you should consider looking into the government help to buy schemes. Examples include the Help to Buy Equity Loan, Lifetime ISA, and Shared Ownership.

Moving Home in Jarrow

When you are planning on moving home in Newcastle Jarrow, you will also need to think about selling your current property. Managing one property is hard enough, never mind two! To ease the pressure from you, we want to offer a helping hand during the moving home process and sort all of the mortgage side of the process for you. It can be hard doing everything on your own, and it’s our job to help. If you are thinking of moving to a bigger property in Jarrow, you will need to pass more intense credit and affordability checks than you did when you bought your first property. This is due to the fact that you are taking out a bigger loan and will have higher monthly repayments.

We are also able to help those looking at investing in Buy to Let. Landlords may find it more difficult to get their applications accepted due to strict requirements and lending criteria. For example, you will need 25%-40% deposit and will need evidence that you can afford two sets of repayments if you were to have no tenant. If you have an existing Buy to Let portfolio, your chances of being accepted may improve. This all depends on your portfolio size and affordability. If you are thinking of investing in other types of Buy to Lets in Jarrow, we can help with that too! We work with HMOs, Holiday Lets, Let to Buys and many more. buy to let mortgages in Newcastle and Jarrow. Talk to your dedicated Buy to Let Mortgage Advisor in Jarrow to discuss all of your Buy to Let options.

Remortgaging in Jarrow

A Remortgage is simply a switch onto a new mortgage deal as your current one approaches its end. Switching before your current deal expires will allow you to avoid your lender’s standard variable rate of interest (which is likely higher than your current rate). When it comes to remortgaging in Newcastle and Jarrow we will search the whole market to try and find a competitive, replacement deal for you to switch onto. If we cannot find a better deal, we will be 100% transparent with you and advise you to stay on your current deal. There are other reasons why people remortgage too; you could remortgage to fund home improvements, release equity or consolidate debt into your mortgage. Self Employed applicants must supply further documentation to evidence their income and affordability. The steps to each process are very similar, lenders just need to know your reliability.

Mortgage Broker in Jarrow | Mortgage Advice in Jarrow

Providing Expert Mortgage Advice in Jarrow

Welcome to our website! As a mortgage broker in Jarrow, it is our job to help you through your whole mortgage journey from start to finish. We have experience with all kinds of mortgage types and situations; get in touch to see whether we can help!

We have been working in the mortgage industry for over 20 years now and have built up strong relationships with high street and specialist lenders. We are able to approach these lenders to try and find you a suitable mortgage to take out on your new property. With each of them holding 1000s of deals, we are sure that we will be able to find the perfect one for you!

Speak to an Advisor

All of our Customers Receive a Free Initial Mortgage Appointment!

To start your mortgage journey in Jarrow, all that you need to do is book a free initial mortgage appointment with us online. Once you choose a date and time, you will be paired with a mortgage advisor in Jarrow that specialises in your situation.

We have weekdays and weekend availability, so make sure that you pick a slot that suits your personal and working life.

It’s easy and simple; book online today and hear back from a mortgage advisor in Jarrow straight away!

Our Reviews

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

Popular Mortgage Scenarios in Jarrow

Our Customers Love Us

5.00 Rating27 Reviews

Anonymous

Proactive and easy to reach via Whatsapp to answer all questions and give guidance

Ahmed

Jason and Ruth been both amazing Great service, thank you

Hazel

very easy to deal with, helpful and gave good advice, handled remortgage on our behalf

Ahmed

Great service and support, they sometimes take time in replies, however, they kept me always informed and updated with next steps. Thank you Ruth and Jason

Craig

Very good Friendly and professional

Dawn

Can not fault this Mortgage Brokers. Connor was always there if I had any questions. My mortgage was dealt with super quick !! I felt totally at ease talking to him, 10/10 and would recommend to anyone who needs a Broker . Thanks so much .

Anonymous

Fantastic service provided by Matt C. We are first time buyers and have been well supported throughout our mortgage application.

Lorrin

Working with Chris at uk money man was such a breeze. Being not only a first time buyer but using the right to buy scheme can't be so confusing stressful. Chris completely removed all the worry for us,and stacey has been amazing getting us through...

Dale

Absolutely brilliant staff, I felt that they really cared and were very patient me. I honestly believe I probably would have never bothered to continue buying my house without the help of this firm. Very trustworthy and did exactly what they said...

Victoria

I have had an incredible experience with money man. The whole process from start to finish was so professional and helpful. My mortgage advisor Dinah went above and beyond for me and really reassured me as a first time buyer by explaining everything...

Jill

Excellent customer service - highly recommend

Paul

Professional service that was friendly and problem free - could not be faulted and is highly recommended for later life financial services.

Sikandar

Matt has been amazing. He not only found me the cheapest mortgage but also made sure that the offer is secured quickly. He remained in close contact advising me at every step of the process. He also helped me in negotiations with the vendor’s...

Anonymous

Helped us to find a reasonable deal but also requested a better one when the lender reduced their rates

Steven

Fantastic service and had our mortgage approved within a week of our first call! Chris and Jo were a pleasure to deal with and available to chat at a moment's notice, even at weekends. The process was incredibly smooth and any recommended parties...

Grace

Matt gave us really good advise, which helped to give us the confidence to proceed with purchasing our first home. Once we had an offer in we were quickly shown the best mortgages to apply for, life insurance/critical illness insurance, and we were...

Lois

Brilliant service as always. Thank you guys 🙏 🏡

Anonymous

Both Jason and Chole were very helpful in helping me and my partner secure a mortgage despite having trouble getting one in the past.

Michael

Great response and very friendly service. Very helpful.

Jacqueline

My experience with this company has been great and I highly recommend them. From the initial stages through to getting the offer, everyone I spoke with was informative, professional and friendly. Tom and Jonathan really helped with the initial...

Our Simple 4-Step Process

Book Online

First of all, you need to book online or give us a call. Then you can choose your own date and time for your appointment in Jarrow.

Free Initial Mortgage Appointment

One of our Mortgage Advisors in Jarrow will then be in touch to discuss your enquiry further and get some extra bits of information from you. They will also prepare your Agreement in Principle (AIP).

Finding a Suitable Product

Once they have your information, they can then go and try and find the perfect mortgage product for you. They will try and find a deal tailored to your personal circumstances.

Submit Your Application

If you want to continue with us and the deal, it is time to prepare your mortgage application.

Reasons to Choose us

Free Initial Appointment in Jarrow

Getting mortgage advice in Newcastle and Jarrow, is made easy with us. All you need to do is give us a call and someone will be able to answer questions that you may have.

Search 1000s of products

Our mortgage advisors in Newcastle and Jarrow have access to huge panel of lenders holds high street and specialist deals, therefore, if you have a high or low credit score, we have options for all applicants.

7 Days a Week

Unlike banks or building societies that are limited to their own in-house products, as a Mortgage Broker in Jarrow, we are able to search all different kinds of lenders in order to find you the right deal 7 days a week.

Our Service

Our team is responsive and wants you to receive the best service possible. You can see what others have thought of our service over in our reviews section.

Malcolm and Amy Davidson - Mortgage Advice in Newcastle

The Home Buying App

Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.

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