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Mortgage Broker in South Shields

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

0191 432 9860Speak to an Advisor - It's Free!

Mortgage Broker in South Shields

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

Speak to an Advisor - It's Free! 0191 432 9860

Providing Expert Mortgage Advice in South Shields

Our team of skilled mortgage advisors has provided compassionate support and guidance to countless clients during their mortgage journey. Our aim is to save you both time and money by sourcing the most suitable mortgage product for your particular circumstances.

We recognize that taking on a new financial obligation can be daunting, whether you’re a first-time buyer or an experienced one. That is why we strive to make the process as stress-free as possible, assisting you in overcoming any obstacles you may encounter.

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Popular Mortgage Scenarios in South Shields

All of our Customers Receive a Free Mortgage Appointment!

Compared to banks and building societies, we excel at finding the right mortgage product for your unique circumstances as a mortgage broker in South Shields. Our access to an extensive panel of lenders enables us to offer a broader range of products that go beyond what is available in-house.

Our top priority is to provide a hassle-free and simple service, and we take great pride in going the extra mile for every customer who contacts us. Our outstanding customer reviews are proof of our commitment to providing exceptional service.

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Popular Mortgage Scenarios in South Shields

First Time Buyer in South Shields

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If you’re a first time buyer in Newcastle , the prospect of undertaking one of the most significant financial commitments can seem daunting. However, there’s no need to fret, as our affable team is available to assist you at every stage of the journey.

Beginning with your initial interaction with us and continuing up to the moment you obtain the keys to your new residence, we’ll keep you informed of your application’s progress and ensure that you grasp each stage of the procedure. It’s never been more straightforward to converse with a first-time buyer mortgage consultant in South Shields – just schedule your free appointment online or contact us today.

Moving Home in South Shields

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If you’re thinking of moving home in Newcastle, it can be a thrilling prospect. However, handling the buying and selling of properties can be an intimidating experience. That’s where our team comes in to assist you.

We concentrate on managing the mortgage aspect, allowing you to concentrate on finding your new home in South Shields. Whether you’re looking to upgrade to a larger property or simply seeking a change of scenery, we can help you establish a budget and identify the kinds of properties that you can afford.

Buy to Let in South Shields

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Being a Buy to Let landlord, finding the perfect mortgage can be a tricky task. However, our team is here to make it easy for you. With years of experience in the industry and extensive relationships with several landlords in South Shields, we can assist you.

We provide a variety of mortgage options, including HMO, Holiday Let, Let to Buy, and many more. Our mortgage consultant in South Shields is ready to assist you with buy to let mortgages in Newcastle and South Shields, allowing you to investigate your Buy to Let alternatives and select the most suitable one for you.

Remortgaging in South Shields

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If you’re approaching the conclusion of your fixed mortgage term, remortgaging in Newcastle may be a wise move to avoid being transferred to your lender’s standard variable interest rate.

Our team in Newcastle is ready to assist you in locating the best rates and products available. If you’ve been making prompt repayments, you may even be eligible for competitive rates.

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Our Simple 4-Step Process

Book Online

Step 1

Booking a free appointment with our mortgage broker in South Shields is made simple through our online process.

Just select your desired date and time, and one of our experienced mortgage advisors will be ready to discuss your requirements and evaluate your affordability.

Free Mortgage Apppointment

Step 2

When you schedule an appointment, our mortgage advisor in South Shields will supply you with an Agreement in Principle within 24 hours. With this information, they’ll look for a mortgage product that meets your criteria and offer you a range of alternatives to choose from.

Finding a Suitable Product

Step 3

After you’ve selected the ideal mortgage product, our team will handle the application process, ensuring that it is completed with precision and efficiency. We will keep you updated throughout the process and address any queries you may have.

Submit Your Application

Step 4

Finally, we’ll submit your mortgage application to the lender and collaborate with them to secure approval.

Our team will guarantee that the application is processed quickly and efficiently, so you can get the keys to your new home as soon as possible.

Reasons to Choose us

Free Appointment in South Shields

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Scheduling a free appointment with one of our mortgage advisors in Newcastle is a quick and easy process through our online system. We are available seven days a week to address any questions you may have, whether you need mortgage advice, equity release guidance, or insurance products.

Search 1000s of products

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Unlike bank mortgage advisors who can only offer products from their own institution, our team has access to a panel of lenders, including those with specialist mortgage products. Moreover, scheduling an appointment with a bank’s mortgage advisor can be difficult and stressful, particularly if you are actively searching for properties or ready to make an offer.

As skilled mortgage brokers in Newcastle and South Shields with vast knowledge and experience, we can assist you in comparing offers from multiple lenders and finding the ideal mortgage product for your specific circumstances.

Malcolm and Amy Davidson - Mortgage Advice in Newcastle

Common Mortgage Questions in South Shields

How much deposit do I need for a mortgage in South Shields?

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Typically, high street lenders require a minimum deposit of 5% when purchasing a house in South Shields, but the required amount may be higher for buyers with past credit issues.

How long does the mortgage process take in South Shields?

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Our free consultation typically lasts for about an hour. Our mortgage advisors in South Shields can provide you with an agreement in principle within 24 hours of your appointment. The process of obtaining a formal mortgage offer usually takes an average of three weeks. With our help, you can secure your mortgage in South Shields before you know it.

What documents will I need to give my lender in South Shields?

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To qualify for a mortgage in South Shields, most lenders will require three payslips to verify an employee’s income and the latest two years’ accounts for self-employed applicants. Additionally, you will need to provide proof of identification, address, and three months’ worth of bank statements before your application can be accepted by the lender.

Can I get a second mortgage in South Shields?

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Obtaining a second mortgage on your South Shields property is a possibility for debt consolidation, home improvements, or even acquiring another property for personal use, vacation, family members, or Buy to Let purposes. As a specialist mortgage advisor in South Shields, our team can assist you in exploring your options for a second mortgage. Feel free to contact us for further information.

How does the process work in South Shields?

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At our mortgage brokerage in South Shields, we understand that every individual’s financial situation is unique. That’s why we conduct a thorough Fact Find with you to identify your personal and financial requirements before suggesting the most appropriate mortgage for your situation. To obtain an Agreement in Principle, a credit check will be required.

After you have submitted all the necessary documents, and a property valuation has been performed, a formal mortgage offer can be issued. Our team will work with you every step of the way to ensure that the application process runs smoothly and efficiently.

When should I obtain an Agreement in Principle in South Shields?

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We would highly suggest that you obtain an Agreement in Principle before you begin viewing a potential new home in South Shields. At the very latest you should try to obtain one prior to making any offers to help with your bargaining position.

We Search 1000s of Mortgages in South Shields

Fleet Mortgages
Paragon Mortgages
TSB Mortgages
Halifax
Bluestone Mortgage Advice
BM Solutions Mortgages
Chorley Building Society
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HSBC
Nationwide
Skipton
Pepper Money
Mortgage Works
Coventry Building Society
Santander
Natwest Mortgage Advice
Newcastle Building Society
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Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Kent Reliance
Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Newcastlemoneyman.com & Newcastlemoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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