Obtaining an Up-to-Date Credit Report in Newcastle

Credit report Mortgage Advice in Newcastle

Getting an up-to-date version of your credit report is something that we always recommend before starting your mortgage process. As your mortgage broker in Newcastle, we will need an up-to-date credit report from you to get an idea of your current financial situation. This will help them pick out the perfect mortgage product for you!

We also suggest using Checkmyfile to obtain your credit report. Checkmyfile cross reference your data between four credit agencies to give you an in-depth detail into your profile.

How to get your up-to-date credit report:

• When you head to Check My File, you will be offered a free 30-day trial. If you start this, you will be able to get a copy of your credit report. Once your 30-day free trial ends, it will cost £14.99 a month to continue using this service. Bear in mind that this can be cancelled at any time, even after your 30-day free trial.
  
• When you have logged in, filled in some details and can see your credit report, go to the bottom of the page where you will have the option to ‘Download Printable Version’. From this, you will then download a local copy of your credit report to the device you are using.
  
• Your downloadable PDF will be password protected by your 6-figure date of birth ‘DDMMYY’.
  
• When you have downloaded this, feel free to send your credit report to enquiries@ukmoneyman.com, along with your date of birth.

What happens when I send my credit report to a Mortgage Broker in Newcastle?

Sending your Credit Report by email may slightly differ depending on what device you are using e.g. iPhone, Android, Desktop PC.

Once we’ve obtained your credit report, we can get your mortgage process running. First of all, this will allow us to look further into your mortgage situation and try to find you a deal that matches your personal and financial situation.

Your dedicated Mortgage Advisor in Newcastle will be able to search through 1000s of mortgage deals. On our panel, we have access to both high street and specialist products. Once we find the perfect product, it’s up to you whether you want to continue with us and the deal.

If you are a first time buyer in Newcastle or are looking at moving home in Newcastle, we would strongly recommend obtaining your credit report as early on in the process as possible. Head over to Checkmyfile today and get your mortgage process started!

Last edited 08/08/2022